Credit union · NCUA insured
Westar Federal Credit Union Savings Rates
Westar Federal Credit Union’s best savings rate is 0.05% APY on $10,000, with its Personal Savings Accounts (Regular Shares). Rates checked October 5, 2026.
How Westar Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Syracuse, NY, where Westar Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Westar Federal Credit Union
0.05%APY
- Minimum
- $5
- Earns on $10,000 a year
- $5
Personal Savings Accounts (Regular Shares)
Top rate
Canandaigua National Bank
3.15%APY
- Minimum
- $0
- Earns on $10,000 a year
- $315
2nd-highest rate
Ukrainian Federal Credit Union
2.02%APY
- Minimum
- —
- Earns on $10,000 a year
- $202
Westar Federal Credit Union savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Westar Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Personal Savings Accounts (Regular Shares)
0.05%APY
Must live, work, or worship in the towns of Baldwinsville, Camillus, Elbridge, Geddes, Jordan, Marcellus, Memphis, Onondaga Hill, Solvay, Van Buren, or Warners, New York. $5 minimum balance required to open and maintain primary savings account. Dividends are based on Credit Union earnings and cannot be guaranteed.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upRequires $5.00 minimum balance.$5 and up | 0.05% | $5 | Requires $5.00 minimum balance. |
Sources (3)
- westarfcu.com/savings-accounts/personal-savings-accounts
- westarfcu.com/savings-accounts…ccounts-near-camillus-ny
- westarfcu.com/savings-rates
All captured Sep 17, 2026
Special Shares
0.05%APY
Membership restrictions apply. Dividends are based on Credit Union earnings and cannot be guaranteed.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (2)
All captured Sep 17, 2026
Star Savings
0.05%APY
Membership restrictions apply. Dividends are based on Credit Union earnings and cannot be guaranteed.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upRequires $5.00 minimum balance.$5 and up | 0.05% | $5 | Requires $5.00 minimum balance. |
Sources (1)
- westarfcu.com/savings-rates · captured Sep 17, 2026
Special-purpose accounts
IRA Shares
1.75%APY
Available as Traditional IRA Share or Roth IRA Share. An early withdrawal penalty may apply. Dividends are based on Credit Union earnings and cannot be guaranteed.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.75% | $175 |
Sources (3)
- westarfcu.com/savings-accounts/ira
- westarfcu.com/savings-accounts…ccounts-near-camillus-ny
- westarfcu.com/savings-rates
All captured Sep 17, 2026
Holiday Club Savings Account (Christmas Club Shares)
0.05%APY
No minimum balance. No monthly service fee. Direct deposit or payroll deduction available. Funds are available without penalty in September, or automatically deposited on the first Tuesday of October. An early withdrawal penalty may apply. Dividends are based on Credit Union earnings and cannot be guaranteed.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAn early withdrawal penalty may apply.Any balance | 0.05% | $5 | An early withdrawal penalty may apply. |
Sources (3)
- westarfcu.com/savings-accounts/club-savings-accounts
- westarfcu.com/savings-accounts…ccounts-near-camillus-ny
- westarfcu.com/savings-rates
All captured Sep 17, 2026
Vacation Club Savings Account
0.05%APY
No minimum balance. No monthly service fee. Direct deposit or payroll deduction available. Funds are available without penalty in May, or automatically deposited on the first Tuesday of June. An early withdrawal penalty may apply. Dividends are based on Credit Union earnings and cannot be guaranteed.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAn early withdrawal penalty may apply.Any balance | 0.05% | $5 | An early withdrawal penalty may apply. |
Sources (3)
- westarfcu.com/savings-accounts/club-savings-accounts
- westarfcu.com/savings-accounts…ccounts-near-camillus-ny
- westarfcu.com/savings-rates
All captured Sep 17, 2026
Who can join Westar Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.