Compare Bank & Credit Union Rates
Best savings rates in Liverpool, NY
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Onondaga County, NY · Showing Onondaga County, NY: too few institutions in Liverpool, NY
- Together Credit UnionAccelerate It SavingsSavings · $100 min · 0.20%–5.00% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Must be 19 years of age or older (or 22 years or older per rates disclosure) and have an open checking account located under the same membership number; converts to Regular Savings if checking account is closed. One account per SSN or TIN. Membership eligibility required.
Offer: Requires open checking account under the same membership number. $100 average daily balance required for dividend/interest rate.
Qualified rate · 4.89% interest rate · Effective Jun 1, 2025
Rate by balance
Rate by balance for Accelerate It Savings Balance APY $100 – $5,001 5.00% $5,001 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Add-on account for special goals requiring an existing primary membership savings account. Membership eligibility required.
Offer: Requires $100 average daily balance for dividend/interest rate. $0 minimum balance requirement.
0.20% interest rate · No monthly fee
Rate checked
More details - Northern Credit UnionMoney MarketMoney Market · $0 min · 0.15%–0.30% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Effective Dec 1, 2022
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.15% $10,000 – $50,000Your amount 0.20% $50,000 – $100,000 0.25% $100,000 and up 0.30% Rate checked
More details - Sidney FCUMoney Management AccountSavings · $2,500 min · 0.07%–0.15% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Membership eligibility required. Maintain the required $2,500 average daily balance to earn dividends.
Offer: Membership eligibility required. Maintain the required $2,500 average daily balance to earn dividends.
0.07% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Management Account Balance APY $2,500 and up 0.07% $5,000 and upMaintain the required average daily balance to earn dividends. 0.10% $10,000 and upYour amountMaintain the required average daily balance to earn dividends. 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Can be used as overdraft protection. Unlimited in-person withdrawals. $300 minimum balance required to waive $5 monthly service fee.
Offer: Earns interest on balances over $300 (or $300+). $300 minimum balance to waive $5 monthly service fee.
0.15% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Northern Credit UnionEasy Savings Account NYSavings · $0 min · 0.10%–0.15% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: No minimum opening deposit requirement. Keep saving with automatic monthly deposits of $25 or more. One withdrawal or transfer permitted per monthly statement cycle.
Offer: Blended rate tier structure: earns 0.10% APY on all balances up to $499.99.
Effective Jun 1, 2023
Rate by balance
Rate by balance for Easy Savings Account NY Balance APY Up to $500 0.10% $500 – $2,500 0.14% $2,500 – $5,000Blended rate tier structure: advertised as 0.14% - 0.15% APY (0.10% on first $499.99, 0.15% on balance between $500.00 and $9,999.99). 0.15% $5,000 – $10,000 0.15% $10,000 and upYour amount 0.15% Rate checked
More details - Northern Credit UnionBasic Savings Account NYSavings · $5 min · 0.10%–0.20% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Open with $5 credit union membership deposit. Earn dividends on balances of $50 or more. Dividends earned on $60 or less would be less than 1 cent, therefore dividends do not pay out until balance reaches at least $61. Optional overdraft protection on checking account.
Offer: Dividends earned on $60 or less in the account would be less than 1 cent, therefore dividends would not pay out until the account balance reaches at least $61.
Effective Dec 1, 2022
Rate by balance
Rate by balance for Basic Savings Account NY Balance APY Up to $50 0.10% Up to $5,000 0.10% $5,000 – $25,000Your amount 0.15% $25,000 and up 0.20% Rate checked
More details - Auburn Community Federal Credit UnionRegular Share Savings AccountSavings · $5 min · 0.00%–0.15% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Opening this type of savings account establishes someone as an Auburn Community FCU member. $5.00 minimum balance required to maintain membership.
0.00% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Regular Share Savings Account Balance APY Up to $50 0.00% $50 and upYour amount 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Avoid the $4 monthly maintenance fee by maintaining a $400 minimum average balance, signing up for free eStatements, or being under the age of 18 with an authorized account custodian.
Offer: Minimum daily balance to obtain APY is $0.01.
0.10% interest rate · $4 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Track progress for all goals. Create and track multiple accounts. Save for individual goals. Broadview membership required. Rate may be variable and subject to change.
0.10% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Broadview membership is required. 24/7 access to all money, schedule transfers to build savings. Rate may be variable and subject to change after account opening.
0.10% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - AmeriCU Credit UnionShare SavingsSavings · $50 min · 0.01%–0.10% by balance
Credit union · 7 branches
0.10%APY$10 a year on $10,000Requirements
Product: Keep a minimum deposit of one penny ($0.01) to open and maintain membership.
0.01% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $1,000 0.01% $1,000 – $2,500 0.03% $2,500 – $5,000 0.05% $5,000 and upYour amount 0.10% Rate checked
More details - AmeriCU Credit UnionSecured Visa Savings Share AccountsSavings · $50 min · 0.01%–0.10% by balance
Credit union · 7 branches
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: Available to members with our Secured VISA product only.
Qualified rate · 0.01% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Secured Visa Savings Share Accounts Balance APY Up to $1,000 0.01% $1,000 – $2,500 0.03% $2,500 – $5,000 0.05% $5,000 and upYour amount 0.10% Rate checked
More details - 0.06%APY$6 a year on $10,000
Requirements
Product: Secondary savings account to stash money for whatever you need.
Offer: Minimum balance to earn dividends is $0.
0.06% interest rate · No monthly fee
Rate checked
More details - 0.06%APY$6 a year on $10,000
Requirements
Product: Considered the member's share in the credit union and required for membership. $5 minimum deposit to open and join.
Offer: Minimum balance to earn dividends in regular savings is $100.
0.06% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Onondaga County, NY
80 accounts at 30 banks and credit unions · checked Oct 5–22
- Typical
- 0.10%
- Top 10% from
- 1.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.20%
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Syracuse, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- G.P.O. Federal Credit UnionCredit union · 1 branch
- AmeriCU Credit UnionCredit union · 9 branches
- Auburn Community Federal Credit UnionCredit union · 1 branch