Credit union · NCUA insured
Auburn Community Federal Credit Union Savings Rates
Top CarrotAuburn Community Federal Credit Union’s best savings rate is 0.15% APY on $10,000, with its Regular Share Savings Account. Rates checked October 16, 2026.
How Auburn Community Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Auburn, NY, where Auburn Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Auburn Community Federal Credit Union
0.15%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $15
Regular Share Savings Account
Top rate
Five Star Bank
2.75%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $275
2nd-highest rate
AmeriCU Credit Union
1.25%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $125
Auburn Community Federal Credit Union savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Auburn Community Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Savings Account
0.15%APY
Opening this type of savings account establishes someone as an Auburn Community FCU member. $5.00 minimum balance required to maintain membership.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $50 | 0.00% | — |
| $50 and up | 0.15% | $15 |
Sources (2)
- auburnfcu.com/savings-iras-aub…ny/savings-account-rates
- auburnfcu.com/savings-iras-auburn-ny/savings-accounts-ny
All captured Sep 17, 2026
Special-purpose accounts
Christmas Club Account
0.15%APY
Minimum deposit to open is $5. Accounts run from October to October each year. Funds are transferred to the Regular Shares Savings Account on September 30th / October 1st.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and up$5.00 Minimum Balance Requirement.$5 and up | 0.15% | $15 | $5.00 Minimum Balance Requirement. |
Sources (2)
- auburnfcu.com/savings-iras-aub…ny/savings-account-rates
- auburnfcu.com/savings-iras-auburn-ny/savings-accounts-ny
All captured Sep 17, 2026
Coverdell Education Savings Account
0.15%APY
Maximum contribution amount is $2,000 per child per year. Tax-free withdrawals for qualifying education expenses.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and up$5.00 Minimum Balance Required.$5 and up | 0.15% | $15 | $5.00 Minimum Balance Required. |
Kid's Club Savings Account
0.15%APY
Specifically for those 12 years old or younger (Ages Birth thru 12). $5 Minimum Balance Required To Maintain Membership.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $50 | 0.00% | — |
| $50 and up | 0.15% | $15 |
Sources (2)
- auburnfcu.com/savings-iras-aub…ny/savings-account-rates
- auburnfcu.com/savings-iras-auburn-ny/savings-accounts-ny
All captured Sep 17, 2026
Roth IRA Savings Account
0.15%APY
Lets you make contributions that are taxed with tax-free withdrawals.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and up$5.00 Minimum Balance Required.$5 and up | 0.15% | $15 | $5.00 Minimum Balance Required. |
Sources (1)
- auburnfcu.com/savings-iras-auburn-ny/ira-rates · captured Sep 17, 2026
Tax Club Account
0.15%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and up$25.00 Minimum Balance Requirement.$25 and up | 0.15% | $15 | $25.00 Minimum Balance Requirement. |
Sources (1)
- auburnfcu.com/savings-iras-aub…ny/savings-account-rates · captured Sep 17, 2026
Traditional IRA Savings Account
0.15%APY
Allows for tax-deductible contributions that are taxed when taken out.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and up$5.00 Minimum Balance Required.$5 and up | 0.15% | $15 | $5.00 Minimum Balance Required. |
Sources (1)
- auburnfcu.com/savings-iras-auburn-ny/ira-rates · captured Sep 17, 2026
Vacation Club Account
0.15%APY
Minimum deposit to open is $5. Deposits and withdrawals can only be done at an Auburn Community FCU location.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and up$5.00 Minimum Balance Requirement.$5 and up | 0.15% | $15 | $5.00 Minimum Balance Requirement. |
Sources (2)
- auburnfcu.com/savings-iras-aub…ny/savings-account-rates
- auburnfcu.com/savings-iras-auburn-ny/savings-accounts-ny
All captured Sep 17, 2026
Who can join Auburn Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to anyone who lives, works, worships, attends school, or operates a business in Cayuga County, Onondaga County, Madison County, or Oswego County.
Family and household
- Family members of Auburn Community FCU members and surviving family members (including immediate family members or spouses) of deceased members are eligible for membership.
Cost to join
- A savings account with a minimum deposit of $5 is required to establish membership.
Membership information collected October 5, 2026.