Compare Bank & Credit Union Rates
Best savings rates in Missoula, MT
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Missoula, MT
- St. Pat's Employees FCUBudget Share AccountsSavings · $100 min · 0.05%–0.40% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Helps handle periodic expenses through direct deposit. Dividends are paid based on balance per tier and posted the last day of the month. Balances less than $100 earn no dividends.
0.05% interest rate
Rate by balance
Rate by balance for Budget Share Accounts Balance APY $100 – $1,500 0.05% $1,500 – $5,000 0.10% $5,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $75,000 0.40% $75,000 and up 0.40% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5 monthly service charge waived if a $200 minimum daily balance is maintained in the month, or for clients under 24 years of age. $10 fee for excess withdrawals over 6 per month.
0.05% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.10% $50,000 and up 0.25% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership required based on eligibility. $1 required to open and maintain the account.
Offer: Earns dividends on average daily balance over $100 (or $100 or more). Dividends are compounded and paid monthly.
No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 and over. No monthly service fees.
Offer: Minimum monthly balance to earn dividends is $250.
0.05% interest rate · No monthly fee · Effective Sep 28, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 and over. Includes Excess Share Insurance on balances up to $250,000 in addition to NCUA insurance. No monthly service fees.
Offer: Minimum monthly balance to earn dividends is $250.
0.05% interest rate · No monthly fee · Effective Sep 28, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Can open as many secondary savings accounts as wished without the $5 minimum opening balance.
Offer: Interest accrues daily, dividends paid monthly.
0.05% interest rate · No monthly fee · Effective Oct 3, 2024
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Required to establish Clearwater Credit Union membership and voting rights. $5 monthly minimum balance requirement.
Offer: Interest accrues daily, dividends paid monthly.
0.05% interest rate · No monthly fee · Effective Oct 3, 2024
Rate checked
More details - Montana Educators' Credit UnionMontana Medical Savings Account (MSA)Savings · $35 min
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Tax-advantaged account designed to help Montana residents save for medical expenses.
Offer: Dividends on balances of $35 or more.
Effective Jan 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to Kasasa Cash or Kasasa Cash Back checking account. No monthly maintenance fees. No minimum deposit to open.
Offer: Applied to all balances if monthly qualifications on linked Kasasa Cash or Kasasa Cash Back account are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Jan 22, 2026
Rate checked
More details - Montana Educators' Credit UnionRegular Shares (Regular Savings)Savings · $5 min
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Establishes membership with the credit union.
Effective Jan 22, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Maintenance charge of $2 assessed if daily balance falls below $100.00 any time during statement cycle. $1.50 service charge per withdrawal over six per month (excluding ATM). Interest compounded and paid quarterly.
Offer: If daily balance falls below $100.00 any time during the statement cycle, maintenance charge of $2 is assessed. $1.50 service charge per withdrawal over six per month, not including ATM withdrawals.
0.03% interest rate
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Missoula, MT
34 accounts at 11 banks and credit unions · checked Oct 15–22
- Typical
- 0.08%
- Top 10% from
- 2.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
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Missoula, MT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Mountain America Credit UnionCredit union · 1 branch