Compare Bank & Credit Union Rates
Best savings rates in Minnesota
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 196–210 results in Minnesota
- BANKWESTPreferred Money MarketPreferred Money Market · $10,000 min · 0.50%–1.00% by balance
Bank · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Avoid the $20 monthly maintenance fee by maintaining a minimum balance of $10,000. Interest paid on daily collected balance. Variable interest rate subject to change at any time.
Offer: Tier $0 - $24,999.99. Avoid the $20 monthly maintenance fee by maintaining a minimum balance of $10,000. Variable interest rate subject to change at any time.
0.50% interest rate · $20 monthly fee · Effective Jul 15, 2026
Rate by balance
Rate by balance for Preferred Money Market Balance APY Up to $25,000Your amount 0.50% $25,000 – $50,000 0.50% $50,000 – $125,000 0.60% $125,000 – $250,000 0.60% $250,000 and up 1.00% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Interest compounded and credited monthly. Daily balance computation method. Must maintain a minimum daily balance of $1.00 each day to obtain the disclosed APY. Free online banking, mobile banking, and eStatements. Fees may reduce earnings.
Offer: Tier 1 balance tier ($1.00 to $19,999.99). Rates subject to change without notice. Fees may reduce earnings.
0.50% interest rate
Rate by balance
Rate by balance for Savings Account Balance APY Up to $20,000Your amount 0.50% $20,000 – $50,000 0.55% $50,000 and up 0.60% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Restricted prize-linked savings account promoting a minimum 12-month savings period. Each $25 increase in month-over-month balance earns prize drawing entries (up to 4 entries/month). Maximum of 2 withdrawals permitted per 12-month period ($10 penalty for 1st withdrawal, $25 penalty for 2nd withdrawal; 3rd withdrawal results in account closure). Automatically renews at end of 12 months with a 30-day penalty-free rollover window. Minimum $1.00 daily balance required to receive dividend.
0.50% interest rate · Effective May 19, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Interest earned is credited quarterly. Minimum withdrawal is $5. Limited to six withdrawals per month ($5 fee per excess withdrawal). If balance falls below $25 with no activity for 18 months, a $2 per month service charge applies.
0.50% interest rate · Effective Jan 24, 2025
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Interest earned is credited monthly. $10 service charge if balance falls below the $2,500 average daily balance per monthly statement.
Offer: Minimum deposit of $2,500 to open. $10 service charge per monthly statement if falling below $2,500 average daily balance.
0.50% interest rate · $10 monthly fee · Effective Jan 24, 2025
Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash® or Kasasa Cash Back® checking account. Limit of one account per Social Security Number.
Offer: Earn 0.50% APY on balances up to $50,000 when monthly qualifications in linked Kasasa checking account are met (at least 1 direct deposit/ACH credit/ACH payment, at least 12 debit card purchases, enrolled in eStatements).
Qualified rate · Balance cap $50,000 · No monthly fee
Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: Tiered rates on average daily balances of $2,500 or more. $7 monthly service charge plus 10¢ per debit if balance falls below $1,000.00 on any given day in statement cycle. Limited to 10 transactions per month by Check, ACH Debit, Debit Card Transactions.
Offer: Average balance $2,500+. $7 monthly service charge waived unless balance falls below $1,000 on any given day in the statement cycle (plus 10¢ per debit). APY will fluctuate with economic conditions.
0.45% interest rate · $7 monthly fee
Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: All accrued earnings are forfeited if a dividend earning account is closed before the end of the quarter. Rates subject to change.
Offer: Assumes dividends will remain in the account.
Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: Debit card purchases are automatically rounded up to the next whole dollar amount and transferred from checking. Must enroll in Digital Services and eStatements to earn a higher dividend rate. No monthly fees or penalties. Withdraw funds at anytime without losing dividends. Can be used for overdraft protection.
Offer: Must enroll in Digital Services and eStatements to earn a higher dividend rate.
0.45% interest rate · No monthly fee · Effective Nov 1, 2025
Rate checked
More details - Building Trades Credit UnionAdvantage SavingsSavings · $2,500 min · 0.40%–0.60% by balance
Credit union · 3 branches
0.45%APY$45 a year on $10,000Requirements
Product: Tiered rate savings account. Monthly service fee of $20 applies if balance falls below the minimum required balance of $2,500.
Offer: Dividends calculated daily, compounded monthly, and paid monthly. Monthly fee of $20 applies if balance falls below minimum.
Compounded monthly · $20 monthly fee · Effective Apr 1, 2025
Rate by balance
Rate by balance for Advantage Savings Balance APY $2,500 – $10,000 0.40% $10,000 – $50,000Your amount 0.45% $50,000 – $100,000 0.50% $100,000 and up 0.60% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: $5 minimum opening deposit and minimum balance to open Membership account, no minimum balance for additional savings accounts. $0.01 minimum balance to earn APY. Establishes credit union membership.
0.40% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Represents ownership share in the credit union and entitles member to all member benefits. Minimum balance of $25 required to open/maintain membership. Open to those who live, work, worship, attend school, or transact business in Goodhue County, MN, or select employer groups/family.
0.40% interest rate · Effective Sep 25, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Accounts may be subject to a maintenance charge if minimum balance of $25,000 is not maintained.
Offer: Subject to a maintenance charge if minimum balance of $25,000 is not maintained.
0.40% interest rate · Effective May 18, 2026
Rate by balance
Rate by balance for Premium Savings Balance APY Up to $25,000Your amount 0.40% $25,000 – $50,000 0.65% $50,000 – $100,000 0.90% $100,000 – $250,000 1.26% $250,000 – $500,000 1.71% $500,000 and up 2.07% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: $15 maintenance charge per month if balance falls below minimum of $25,000 during statement cycle. Free e-Statements or $5.00 monthly fee for paper statement. Interest calculated by average daily balance method and compounded monthly.
Offer: Subject to maintenance charge if minimum balance of $25,000 is not maintained.
0.40% interest rate · Compounded monthly · $15 monthly fee · Effective May 18, 2026
Rate by balance
Rate by balance for Loyalty Savings Balance APY Up to $25,000Your amount 0.40% $25,000 – $50,000 0.65% $50,000 – $100,000 0.90% $100,000 – $250,000 1.26% $250,000 – $500,000 1.71% $500,000 and up 2.07% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Interest compounded quarterly. No minimum balance and no monthly service charges.
0.40% interest rate · Compounded quarterly · No monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Minnesota
511 accounts at 189 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches
- VisionBankBank · 1 branch