Bank · FDIC insured
Home State Bank Savings Rates
Home State Bank’s best savings rate is 0.50% APY, with its Kasasa Saver®, with extra requirements. Rates checked October 16, 2026.
How Home State Bank’s savings rates compare
Compared with banks and credit unions in Minnesota, where Home State Bank has the most branches. $10,000, best rate first.
This bank’s best
Home State Bank
0.50%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $50
Kasasa Saver®
Top rate
Mid Minnesota Federal Credit Union
5.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
VisionBank
3.76%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $376
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Kasasa Saver®
0.50%APY
Must be linked to a Kasasa Cash® or Kasasa Cash Back® checking account. Limit of one account per Social Security Number.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Earn 0.50% APY on balances up to $50,000 when monthly qualifications in linked Kasasa checking account are met (at least 1 direct deposit/ACH credit/ACH payment, at least 12 debit card purchases, enrolled in eStatements).Up to $50,000 | 0.50% | $50 | Earn 0.50% APY on balances up to $50,000 when monthly qualifications in linked Kasasa checking account are met (at least 1 direct deposit/ACH credit/ACH payment, at least 12 debit card purchases, enrolled in eStatements). |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.