Compare Bank & Credit Union Rates
Best savings rates in Hawaii
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Hawaii
- 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Paired with Nalu Checking account. Balances up to $20,000 earn reward rate during months in which paired Nalu Checking meets minimum qualifications. Deposits over $20,000 or when minimum qualifications are not met earn interest at the standard rate. Round-up debit card purchases available.
Offer: Unqualified: entire balance earns standard rate when paired Nalu Checking does not meet minimum qualifications.
Qualified rate · 0.10% interest rate · Effective Jun 1, 2026
Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Product: Our entry level savings account, required for HOCU membership, gives you one vote in Board of Directors elections. $5 minimum opening balance. Minimum $100 average daily balance to earn dividends. No monthly fee or minimum balance required.
Offer: No monthly fee or minimum balance required. Balances under $100 do not earn dividends.
No monthly fee · Effective Jul 1, 2023
Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Product: Special/Sub-Share Account to save for a specific purpose separate from regular savings. Requires $50.00 minimum average daily balance to earn stated APY as per Truth-in-Savings Disclosure.
Offer: No minimum balance to open (per current table), but requires average daily balance to earn APY.
0.07% interest rate · Effective Oct 7, 2026
Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Product: Dividends compounded and credited monthly. Average daily balance method used to calculate dividends. Minimum average daily balance of $50.00 required to avoid a service fee and earn stated APY. Initial deposit buys a share in the credit union.
Offer: Requires $50.00 minimum balance / minimum average daily balance to earn stated APY and avoid service fee.
0.07% interest rate · Effective Oct 7, 2026
Rate checked
More details - Wailuku Federal Credit UnionHigh-Yield Tiered Savings AccountSavings · 0.07%–2.00% by balance
Credit union · 1 branch
0.07%APY$7 a year on $10,000Requirements
Product: Tiered-rate savings account. Dividends compounded and credited monthly. Average daily balance method used to calculate dividends. Rate determined by average daily balance for the month and applies to the full account balance. Must have a Regular Share Account to open.
Offer: Tier applies to balances less than $50,000.00. Applies to full account balance.
0.07% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for High-Yield Tiered Savings Account Balance APY Up to $50,000Your amount 0.07% $50,000 – $100,000 1.50% $100,000 – $250,000 2.00% $250,000 and up 2.00% Rate checked
More details - Honolulu Fire Department Federal Credit UnionSuper SavingsSavings · $2,500 min · 0.07%–0.12% by balance
Credit union · 2 branches
0.07%APY$7 a year on $10,000Requirements
Product: A tiered savings account for even more earnings. Minimum to open and earn is $2,500. Level Qualifications: All accounts qualified at month end. Standard Level: All members, unless qualified for other levels. Lifeline Level: Membership uninterrupted for 10 years or more or $15,000 in any combination of share balances and loan balances (excluding Visa Platinum credit card). Fire Level: Primary member is an active firefighter.
Offer: Lifeline Level: Membership uninterrupted for 10 years or more or $15,000 in any combination of share balances and loan balances (excluding Visa Platinum credit card).
Effective Feb 17, 2026
Rate by balance
Rate by balance for Super Savings Balance APY $2,500 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.09% $100,000 and up 0.12% Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Product: Available to personal banking customers. $3 monthly fee waived with a $200 minimum daily balance. A paper statement fee of $2 per printed account statement applies monthly unless enrolled in free eStatements.
Offer: Minimum daily balance of $100 to earn interest. $3 monthly fee waived with $200 minimum daily balance. $2 monthly paper statement fee unless enrolled in eStatements.
0.07% interest rate · $3 monthly fee · Effective Jan 1, 2026
Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Product: Establishes membership at UHFCU. $5 held deposit to open. No minimum balance fee. No monthly or yearly service charges.
Offer: Dividends are credited and compounded monthly. Minimum balance requirements apply to daily balance.
Compounded monthly · No monthly fee · Effective Nov 1, 2022
Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Offer: Dividends credited and compounded monthly.
Compounded monthly · Effective Nov 1, 2022
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Basic membership account opened when joining Hawaii State FCU. Credit Union membership and Hawaii residency required for new accounts.
Offer: No minimum daily balance required to earn APY.
No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Available to Hawaii residents only; Credit Union membership required. $5 monthly service charge applies if the account's average daily balance falls below $500 for the month, waived for the first 60 days on new accounts. Each member may open one Always Saving account per SSN.
Offer: Base rate applied if balance does not increase month over month.
$5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Hawaii State FCURelationship MAX™ ShareSavings · $2,500 min · 0.05%–2.00% by balance
Credit union · 14 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Requires a Relationship Checking account ($2,500 minimum to open). Monthly service fee is $0. Available to Hawaii residents only; Credit Union membership required.
Offer: APY applies to the entire account balance each day. No minimum daily balance to earn APY.
Qualified rate · No monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Relationship MAX™ Share Balance APY Up to $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 1.00% $100,000 – $250,000 2.00% $250,000 – $500,000 2.00% $500,000 and up 2.00% Rate checked
More details - Aloha Pacific Federal Credit UnionAloha Rewards Money Market SavingsAloha Rewards Money Market Savings · 0.05%–3.50% by balance
Credit union · 10 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Credit union membership is required. Aloha Rewards Checking Account is required. Monthly requirements must be met to receive applicable rewards: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month. If Aloha Rewards Checking monthly requirements are met, tiered rates apply based on your monthly average daily balance. The rate corresponding to your balance tier applies to your entire average daily balance.
Offer: If Monthly Requirements Are Not Met. Aloha Rewards Checking Account Required.
Qualified rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Aloha Rewards Money Market Savings Balance APY Any balance 0.05% $5,000 – $10,000Your amountMonthly requirements must be met. 0.05% $10,000 – $20,000Monthly requirements must be met. 0.50% $20,000 – $50,000Monthly requirements must be met. 1.50% $50,000 – $100,000Monthly requirements must be met. 2.00% $100,000 – $250,000Monthly requirements must be met. 2.50% Over $250,000Monthly requirements must be met. 3.50% Rate checked
More details - PenFed Credit UnionMoney Market Savings AccountMoney Market Savings Account · $25 min
Credit union · 2 branches
0.05%APY$5 a year on $10,0000.05% interest rate · Effective Oct 9, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must maintain minimum average balance of $25.00.
Offer: Minimum average daily balance to earn APY is $100.00. No setup fee or monthly account service fee.
No monthly fee · Effective Mar 3, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Hawaii
129 accounts at 50 banks and credit unions · checked Oct 22
- Typical
- 0.10%
- Top 10% from
- 1.12%
- Banks, typical
- 0.03%
- Credit unions, typical
- 0.10%
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Hawaii
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 2 branches
- Maui County Federal Credit UnionCredit union · 2 branches
- Hawaii Community Federal Credit UnionCredit union · 9 branches