Compare Bank & Credit Union Rates
Best savings rates in Washington, DC
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in Washington, DC
- 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have an Advantage Rewards Checking or Advantage Cash Back Checking account. Requires at least 12 debit card purchases, at least one direct deposit or ACH credit transaction of $500 or more, and enrollment in e-statements within Online Banking during each Monthly Qualification Cycle.
Offer: Rate applied to the entire daily balance when monthly qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective May 21, 2026
Rate checked
More details - Department of Commerce Federal Credit UnionShare Savings AccountSavings · $5 min
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Initial funding amount of $5.00 remains on hold until the overall account is closed. Limited to 6 withdrawals per month under Federal Regulation D.
0.05% interest rate · No monthly fee · Effective Mar 11, 2020
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires $50 minimum initial deposit plus a $5 one-time membership fee. Must maintain at least $50 in regular shares (par value of one share) to maintain membership. Dividends calculated daily, compounded and paid quarterly. $2.00 monthly fee if regular share account falls below $50 par value.
0.05% interest rate · Effective Dec 1, 2022
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends are compounded and credited quarterly. Must be opened with a minimum $5 deposit; must maintain a minimum $100 balance to earn advertised APY.
Offer: Must maintain a minimum $100 balance to earn advertised APY. Minimum $5 deposit to open. (Table displays Minimum to Open $0, footnote specifies $5 minimum deposit to open).
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Foundation of credit union membership. Dividends compounded and credited quarterly. No monthly maintenance fee.
Offer: Must maintain a minimum $100 balance to earn the advertised APY. Minimum $5 deposit required to open.
0.05% interest rate · No monthly fee
Rate checked
More details - Andrews Federal Credit UnionOnline Savings AccountSavings · $0 min · 0.05%–5.00% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000intro rateRequirements
Product: Must be opened through online or mobile banking (Digital Banking). Dividends credited and compounded monthly. Maximum balance is $250,000. Limit one per member with promotional rate.
Offer: Promotional rate on first $1,000.
Promotional rate · 4.89% interest rate · Compounded monthly
Rate by balance
Rate by balance for Online Savings Account Balance APY Up to $1,000 5.00% Over $1,000Your amount 0.05%* Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be a credit union member. Requires an active Kasasa Cash or Kasasa Cash Back checking account. No recurring monthly maintenance charges or fees to open or close. Limit of one account type per member. Not for commercial purposes.
Offer: Base rate applied to entire balance if monthly qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5 of $10 opening cost is deposited into share account, $5 covers membership fee. A Regular Share Account is required to maintain membership.
Offer: Rates set quarterly; term daily. $10 monthly service charge applies if combined minimum balance of $250 is not maintained after first six months of membership.
0.05% interest rate · $10 monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Tiered interest-bearing reward savings account. Must be linked to an Xcelerate High-Yield Checking or Xcelerate CashBack Checking account. Limited to one account per membership. No minimum balance requirement to open or maintain. Dividends credited and compounded monthly.
Offer: Earned on all balances if monthly qualifications on linked checking account are not met.
Qualified rate · 0.05% interest rate · Compounded monthly · Effective Aug 17, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes credit union membership. Minimum balance to earn stated dividends is $5.00. Dividends compound and credit monthly.
Offer: Minimum balance to earn dividends is $5.00.
0.05% interest rate
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 19 branches
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.
Qualified rate · 0.04% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.04% $25,000 – $50,000 0.04% $50,000 – $100,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.04% $250,000 – $500,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Labor Credit UnionRegular Share SavingsSavings · $5 min · 0.00%–0.03% by balance
Credit union · 1 branch
0.03%APY$3 a year on $10,000Requirements
Product: No Monthly Service Fee. Membership opening deposit of $5.00; minimum balance fee of $1.00 per month if balance falls below $5.00.
Offer: Minimum balance to open $5.
0.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Share Savings Balance APY Up to $50 0.00% $50 and upYour amount 0.03% Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Membership required to open or maintain any additional products. Fees may reduce earnings on the account. Dividends are compounded daily and credited monthly.
Offer: Minimum balance requirements apply to daily balance.
Qualified rate · 0.00% interest rate · Compounded daily · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.00% $2,500 – $20,000Your amount 0.03% $20,000 – $50,000 0.05% $50,000 – $99,999 0.05% $100,000 and up 0.08% Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Everyday Benefits tier. Rates apply to ZIP 57108 (OUT pricing region). $4.50 monthly fee waived with $500+ average monthly balance or linked Citi checking account.
Qualified rate · 0.03% interest rate · $4.50 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Washington, DC
159 accounts at 55 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.13%
- Banks, typical
- 0.09%
- Credit unions, typical
- 0.18%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Washington, DC-VA-MD-WV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 9 branches
- Hanscom Federal Credit UnionCredit union · 1 branch
- Tower Federal Credit UnionCredit union · 2 branches