Compare Bank & Credit Union Rates
Best savings rates in Grand Junction, CO
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Grand Junction, CO
- 0.17%APY$17 a year on $10,000
Requirements
Product: Minimum daily balance to earn interest is $100. Monthly Service Fee of $3 applies if balance falls below $100. Interest rate and APY may change weekly. Crediting and compounding quarterly.
Offer: Min balance $100 daily to earn interest and waive fee. Interest rate may change weekly (source f42 lines 6–7, 25–26, 28).
0.17% interest rate · $3 monthly fee
Rate checked
More details - Canvas Credit UnionJumbo Money Market AccountJumbo Money Market Account · $1,000 min · 0.15%–3.40% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Tiered rate account where the interest rate for a particular tier applies to the entire account balance if within the balance range. If the account balance drops below $1,000.00, a $10.00 monthly service fee will apply. Interest compounded and credited monthly.
Offer: Tier rate applies to entire balance. If account balance drops below $1,000.00, a $10.00 monthly service fee will apply. $1,000 minimum required balance to earn stated APY. Interest compounded and credited monthly.
0.15% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Jumbo Money Market Account Balance APY Up to $100,000Your amount 0.15% $100,000 and up 3.40% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Annual Percentage Yield calculation based on quarterly compounding. Opening a share account is necessary to establish membership in the credit union.
Offer: Annual Percentage Yield calculation based on quarterly compounding. Dividend earning share account.
0.15% interest rate · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership required. Dividends are computed daily, compounded and credited monthly. Round-Up Savings program is available when paired with a checking account and debit card.
0.10% interest rate · Effective Oct 14, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No min to open. No min balance. No service fees. Canvas Credit Union membership required.
Offer: No minimum deposit or balance. No service fees.
No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes membership with Canvas Credit Union. No service fees. Interest compounded and credited quarterly.
Offer: $5 to open. No service fees. Interest compounded & credited quarterly.
No monthly fee
Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Offer: Monthly fee of $5 waived with an average balance of $200.
0.08% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have a linked Star Rewards Interest Checking account. Qualifying for rewards in linked checking account qualifies for rewards in savings account. $5 paper statement fee applies per statement cycle if not enrolled in eStatements. If checking account is closed or changed, converts to standalone savings.
Offer: Base rate applied to entire account balance if qualifications are not met during qualification cycle.
Qualified rate · 0.05% interest rate · Effective May 14, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have a linked Star Rewards Cash Back Checking account. Qualifying for rewards in linked checking account qualifies for rewards in savings account. $5 paper statement fee applies per statement cycle if not enrolled in eStatements. If checking account is closed or changed, converts to standalone savings.
Offer: Base rate applied to entire account balance if qualifications are not met during qualification cycle.
Qualified rate · 0.05% interest rate · Effective May 14, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Quarterly dividends earned on an average daily balance of $100.00 or more. $1 needed to open represents lifetime ownership share in the credit union.
Offer: Earns dividends on an average daily balance of $100.00 or more. Dividends compounded/credited quarterly.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Grand Junction, CO
56 accounts at 17 banks and credit unions · checked Oct 16–22
- Typical
- 0.23%
- Top 10% from
- 2.00%
- Banks, typical
- 0.17%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
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Grand Junction, CO metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Canvas Credit UnionCredit union · 2 branches
- Bellco Credit UnionCredit union · 2 branches
- Climb Credit UnionCredit union · 1 branch