Compare Bank & Credit Union Rates
Best savings rates in Roseville, CA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Roseville, CA
- 0.11%APY$11 a year on $10,000with conditions
Requirements
Product: $100 opening min ($0 for CUTMA). No monthly fee. Premier Plus Rewards adds 0.01% Silver, 0.02% Gold, 0.03% Platinum to base rate if combined deposits >= $25k and Premier Plus Checking held.
Offer: Premier Plus Silver tier (requires combined deposits >= $25k).
Qualified rate · 0.11% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - Golden 1 Credit UnionGrowth Savings AccountSavings · $0 min · 0.10%–4.00% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Dividend rates are variable and subject to change after the account is opened. There is no minimum balance requirement to obtain the APY.
3.93% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Savings Account Balance APY Up to $1,000 4.00% $1,000 – $2,000APY range stated as 3.50%-4.00% (blended). 3.00%* $2,000 – $5,000APY range stated as 2.15%-3.50% (blended). 1.25%* Over $5,000Your amountAPY range stated as 0.10%-2.15% (blended). 0.10%* Rate checked
More details - SAFE Credit UnionCapitol Access Money MarketCapitol Access Money Market · $25 min · 0.05%–0.15% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Earns highest dividend rate for which daily balance qualifies on entire account balance. Dividends paid monthly. Variable rate changes monthly.
Offer: Tier: under $2,000. Earns highest dividend rate for which daily balance qualifies on entire account balance.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Capitol Access Money Market Balance APY Up to $2,000 0.05% $2,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $100,000 0.10% $100,000 – $200,000 0.10% $200,000 – $500,000 0.10% $500,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must maintain Membership with a $5 minimum balance. ChexSystems verification required.
Offer: Variable rate account; rate subject to change after account opening.
0.10% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: $100 opening min ($0 for CUTMA). No monthly fee. Premier Plus Rewards adds 0.01% Silver, 0.02% Gold, 0.03% Platinum to base rate if combined deposits >= $25k and Premier Plus Checking held.
Offer: Standard tier.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly maintenance fee is $25, waived for the first two account cycles after opening or when meeting one of the following requirements during the monthly account cycle: average daily ledger account balance of $50,000 or more; combined average daily ledger balance of $50,000 or more in related deposit balances; or maintaining an account relationship with Exchange Bank Trust and Investments. Excessive withdrawal fee of $15 applies per withdrawal over six withdrawals or transfers per monthly cycle.
Offer: Standard tier for balance of $24,999 or less.
Qualified rate · 0.10% interest rate · $25 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Signature Plus Savings Balance APY Up to $24,999Your amount 0.10% $25,000 – $99,999 0.11% $100,000 – $249,999 0.16% $250,000 – $499,999 0.18% $500,000 – $999,999 0.17% $1,000,000 and up 0.21% Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate · $10 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - Sacramento Credit UnionSavings Accounts (All Types)Savings · $300 min · 0.05%–0.15% by balance
Credit union · 1 branch
0.08%APY$8 a year on $10,000Requirements
Product: Savings Account requires $25 to open. Dividend Rate and APY may change anytime as determined by the credit union board of directors. Dividends are compounded and credited monthly. Fees may reduce earnings.
Offer: Dividends are compounded and credited monthly. Fees may reduce earnings. Dividend Rate and APY may change anytime as determined by the credit union board of directors.
0.05% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Savings Accounts (All Types) Balance APY $300 – $999 0.05% $1,000 – $4,999 0.05% $5,000 – $9,999 0.05% $10,000 – $99,999Your amount 0.08% $100,000 and up 0.15% Rate checked
More details - Sierra Central Credit UnionMembership SavingsSavings · $0 min · 0.05%–0.07% by balance
Credit union · 1 branch
0.07%APY$7 a year on $10,000Requirements
Product: Required account for membership; provides membership eligibility and serves as a basic savings account.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Membership Savings Balance APY Over $0 0.05% $100 and upYour amount 0.07% Rate checked
More details - Sierra Central Credit UnionRegular SavingsSavings · $0 min · 0.05%–0.07% by balance
Credit union · 1 branch
0.07%APY$7 a year on $10,0000.05% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Over $0 0.05% $100 and upYour amount 0.07% Rate checked
More details - Sierra Central Credit UnionInvestor Money MarketInvestor Money Market · $0 min · 0.07%–2.27% by balance
Credit union · 1 branch
0.07%APY$7 a year on $10,000Requirements
Product: Membership open to those that live, work, or attend school in any branch location county. Dividends compound monthly.
0.07% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Investor Money Market Balance APY Over $0Your amount 0.07% $25,000 and up 1.26% $50,000 and up 1.51% $100,000 and up 1.76% $200,000 and up 2.02% $300,000 and up 2.27% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Low-balance monthly service fee of up to $5 is waived if month-end balance equals $5 or more, or for members under age 21, or for active Perfect Cents Savings savers with at least 1 transfer during the month. Dividends paid monthly. Variable rate changes monthly.
Offer: Standard rate. Low-balance monthly fee of up to $5 waived if month-end balance is $5 or more or for members under age 21.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Roseville, CA
71 accounts at 21 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Sacramento, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Travis Credit UnionCredit union · 2 branches
- Firefighters First Credit UnionCredit union · 1 branch
- First BankBank · 3 branches