Credit union · NCUA insured
Members 1st Credit Union
A $23.2M credit union headquartered in Brattleboro, VT, with 2,111 members and 1 branch in Vermont.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Members 1st Credit Union
Established in 1957 as a financial resource for employees of Brattleboro Industries Company, Members 1st Credit Union is a member-owned cooperative financial institution.
The credit union adopted its current name in 1996 and is headquartered in Brattleboro, Vermont.
- Headquarters
- 10 Browne Ct, Brattleboro, VT 05301-4427
- NCUA charter
- 63899
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible if you live or work in Franklin County in Massachusetts.
- Eligible if you live or work in Sullivan and Cheshire Counties in New Hampshire.
- Eligible if you live or work in Windham, Windsor, Bennington, and Rutland Counties in Vermont.
Family and household
- Eligible if you are an immediate relative of a current member.
Branches
1 branch in Vermont
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Vermont
1 branch
- Members 1st Credit UnionMain office10 Browne Ct, Brattleboro, VT 05301Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.42% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.07% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.67% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $72 | $59 | — |
- CapitalNet worth ratio9.42%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.07%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.67%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$72Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Members 1st Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.