Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top credit card rates
Showing 586–600 of 2,146 nationwide · median 10.90% APR
- 9.90%APRas low as
Terms
Fixed rate. Method of computing balance: Average Daily Balance (including new purchases). Minimum payment amount: 2% or $18.00.
Credit card score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed APR As low as 9.90%. Final rate based on creditworthiness.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
For loans which are approved, the rate is determined by the borrower's credit rating and may be as low as the rates above.
Credit card score 84 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 18.00%
9.90% APR, up to 18.00%
Terms
9.90 - 18.00% APR thereafter on purchases.
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Credit tier A+ (credit score 760 and above).
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Credit card score 84 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 15.90%
9.90% APR, up to 15.90%
Terms
Ongoing rate for qualifying applicants. 25-day grace period on purchases. Rate will not increase for missed payment.
Credit card score 84 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
With approved credit (w.a.c.). Up to $15,000 credit limit availability. No cash advance fee.
Credit card score 84 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
As low as 9.9% APR depending on credit history. Competitive, fixed rates.
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - First Financial Federal Credit UnionTraditional Rewards Visa Credit Card · No annual fee
Credit union
9.90%APRas low as · up to 18.00%9.90% APR, up to 18.00%
Terms
Fixed APR based on creditworthiness. Same rate applies to purchases, cash advances, and balance transfers.
Credit card score 84 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 15.90%
9.90% APR, up to 15.90%
Terms
Fixed APR between 9.9% - 15.9% based on credit approval for purchases. Good - Excellent credit level.
Credit card score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed APR as low as 9.90% after the introductory six-month period. Income, credit, and other criteria determine actual APR.
Credit card score 84 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 13.90%
9.90% APR, up to 13.90%
Terms
25-day interest-free grace period; no annual fee.
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Finance charge (interest) is calculated at the periodic rate of .825% per month (9.90% APR). 25 days grace period for purchases. Up to $15,000 credit limit and $200 daily ATM withdrawal.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,146 banks and credit unions · checked Oct 22–24
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank