Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top credit card rates
Showing 271–285 of 2,146 nationwide · median 10.90% APR
- 8.90%APRas low as · up to 13.92%
8.90% APR, up to 13.92%
Terms
Fixed rates of 8.90% or 13.92%. No annual fee. Transaction types not specified.
Credit card score 89 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
APR as low as 8.9%. No annual fee. No cash advance fee. 25-day grace period. No minimum finance charge. No transaction fee for purchases. No over-the-limit fee. No balance transfer fee.
Credit card score 89 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Fixed rate. APR at account opening depends on creditworthiness.
Credit card score 89 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
NO Annual Fees NO Cash Advance Fees NO Balance Transfer Fees. Rates subject to change. Not everyone will qualify for the lowest rate. Reward-based lending applies. See Telco Triad Loan Officer for details.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Credit card score 89 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as · up to 15.90%
8.90% APR, up to 15.90%
Terms
Fixed rates for purchases and cash advances ranging from 8.90% to 15.90%, subject to qualifications.
Credit card score 89 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Non-variable interest rate of 8.90% APR for purchases. No annual fee.
Credit card score 89 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Rate applies if minimum loan amount is met ($15,000). Maximum amount $25,000. Rate does not vary.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Standard rate as low as 8.90% APR. Subject to credit approval.
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as · up to 17.90%
8.90% APR, up to 17.90%
Terms
Fixed rates of 8.9%, 9.9%, 11.9%, 14.9% or 17.9% APR based on credit profile. Applies to new and outstanding balances, balance transfers, purchases, and cash advances. No annual fee, cash advance fee, or balance transfer fee.
Credit card score 89 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Fixed APR as low as 8.90%. Rates are tier-based and priced according to member's individual credit ratings. Annual fee is $0 ($25 on p10 footnote unless Relationship Account). No balance transfer fee, no cash advance fee.
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Rates, terms and conditions are based on credit worthiness, qualifications, and collateral conditions. Subject to credit approval. Free balance transfers, no annual fee and contactless security.
Credit card score 89 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Credit card score 89 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Rate for purchases, balance transfers, and cash advances; precise rate depends on creditworthiness.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,146 banks and credit unions · checked Oct 16–23
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank