Credit union · NCUA insured
Ontario Public Employees FCU
A $23.4M credit union headquartered in Ontario, CA, with 1,781 members and 1 branch in California. Best rates: CDs 0.85% APY.
Ontario Public Employees FCU Carrot Score
81
Carrot Score
Higher than 57% of U.S. banks and credit unions
#21 of 50 in Riverside, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Ontario Public Employees FCU
Founded in 1959 by Ontario city employees for their mutual financial benefit, Ontario Public Employees Federal Credit Union is a federally chartered financial institution owned entirely by its members.
Headquartered in Ontario, California, the credit union previously operated out of the Ontario City Hall basement before relocating to its present office at B Street and Laurel in November 1993.
- Headquarters
- 202 W B St, Ontario, CA 91762
- NCUA charter
- 13044
Branches
1 branch in California
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California
1 branch
- OpefcuMain office202 W B St, Ontario, CA 91762Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.48% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.02% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.45% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $48 | $59 | — |
- CapitalNet worth ratio15.48%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.02%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.45%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$48Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Ontario Public Employees FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.