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Compare Bank & Credit Union Rates

Best credit card rates, lowest APRs

Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.

Institution
Type a ZIP code, city, county, metro area or state, then choose a suggestion with the arrow keys and Enter.

Top credit card rates

Showing 16–30 of 2,143 nationwide · median 10.90% APR

  1. Top Carrot, Carrot Score 88
    Great Lakes First Federal Credit UnionClassic VISA · No annual fee

    Credit union

    6.90%APRas low as · up to 17.90%
  2. Top Carrot, Carrot Score 98
    Greater Community CUVisa Credit Card · No annual fee

    Credit union

    6.90%APRas low as
  3. Hampton Roads Educators' Credit UnionVisa Platinum Credit Card · No annual fee

    Credit union

    6.90%APRas low as · up to 16.90%
  4. Hopewell Chemical FCUVISA Credit Cards · No annual fee

    Credit union

    6.90%APRas low as · up to 16.99%
  5. Top Carrot, Carrot Score 88
    Indiana Lakes FCUVISA Credit Card · No annual fee

    Credit union

    6.90%APRas low as
  6. Integra First Federal Credit UnionIntegra First Rewards Visa · No annual fee

    Credit union

    6.90%APRas low as
  7. New Cumberland Federal Credit UnionNCFCU Visa® Credit Card · No annual fee

    Credit union

    6.90%APRas low as
  8. Top Carrot, Carrot Score 98
    Oxford Federal Credit UnionOFCU Visa Credit Card · No annual fee

    Credit union

    6.90%APRas low as · up to 17.90%
  9. Top Carrot, Carrot Score 93
    Polish-American FCUPAFCU Visa® Platinum Preferred Credit Card · No annual fee

    Credit union

    6.90%APRas low as
  10. Top Carrot, Carrot Score 99
    Post Office Employees Credit UnionVisa Platinum · No annual fee

    Credit union

    6.90%APRas low as · up to 19.90%
  11. Top Carrot, Carrot Score 99
    Triangle Federal Credit UnionVISA Credit Card · No annual fee

    Credit union

    6.90%APRas low as · up to 16.90%
  12. Top Carrot, Carrot Score 95
    Willis Knighton Federal Credit UnionVisa Credit Card · No annual fee

    Credit union

    6.90%APRas low as · up to 16.40%
  13. Top Carrot, Carrot Score 87
    Fox Federal Credit UnionVISA® Classic · No annual fee

    Credit union

    6.95%APRas low aswith conditions
  14. Top Carrot, Carrot Score 88
    American Broadcast Employees FCUVISA Rewards / VISA Platinum · No annual fee

    Credit union

    6.99%APRas low as
  15. EPIC Federal Credit UnionVisa Platinum · No annual fee

    Credit union

    6.99%APRas low as · up to 18.00%

Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank

What credit cards charge nationwide

2,143 banks and credit unions · checked Oct 15–22

Typical
10.90%
Top 10% up to
8.90%
Banks, typical
13.99%
Credit unions, typical
10.74%

How does your bank’s rate compare?

Find your bank or credit union to see all its rates and how they compare near you.

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

Credit card rates by state