Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
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Top credit card rates
Showing 2101–2115 of 2,128 nationwide · median 10.90% APR
- 18.24%APRas low as
Terms
Minimum line of credit: $5,000. 25-day grace period for purchases. Earns 1% cash back on purchases.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches - 18.24%APRas low as · up to 27.49%
18.24% APR, up to 27.49%
Terms
APR for cash advances based on creditworthiness. Cash advance fee of either $10 or 5% of the amount advanced, whichever is greater.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.24%APRas low as
Terms
Standard variable APR for purchases, balance transfers, and cash advances depending on credit history and varying with the market based on the Prime Rate.
Credit card score 60 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 18.48%APRas low as
Terms
Fixed APR of 18.48% for purchases. 25-day grace period for purchases and check transactions when entire balance paid by due date. No annual fee.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.49%
18.49% APR, up to 27.49%
Terms
Variable purchase APR based on your creditworthiness.
Credit card score 60 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 18.74%APRas low as · up to 20.74%
18.74% APR, up to 20.74%
Terms
Variable APR based on Prime Rate plus a margin (18.74% or 20.74%).
Credit card score 60 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 18.75%APRas low as · up to 22.75%
18.75% APR, up to 22.75%
Terms
Variable APR based on creditworthiness.
Credit card score 60 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 18.99%APRas low as · up to 26.99%
18.99% APR, up to 26.99%
Terms
Variable APR for purchases and balance transfers is 18.99% - 26.99% based on creditworthiness. $0 annual fee with active Costco membership.
Credit card score 60 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 18.99%APRas low as
Credit card score 60 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 19.00%APRas low as
Terms
Variable APR calculated as Prime rate plus 12%. Prime is the prime rate published in The Wall Street Journal Money Rates table on the third Monday of each month prior to the month in which the billing date occurs. All rates subject to change without notice.
Credit card score 60 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 19.00%APRas low as · up to 25.00%
19.00% APR, up to 25.00%
Terms
Variable APR based on creditworthiness. Variable rate indexed to Wall Street Journal Prime Rate.
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 19.24%APRas low as · up to 28.24%
19.24% APR, up to 28.24%
Terms
Annual fee after the first 12 months is $99. Variable APR 19.24% to 28.24% based on creditworthiness and Prime Rate.
Credit card score 60 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches - 19.24%APRas low as · up to 28.24%
19.24% APR, up to 28.24%
Terms
$99 annual fee after the first 12 months. Variable APR based on Prime Rate and creditworthiness.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches - 19.49%APRas low as · up to 27.49%
19.49% APR, up to 27.49%
Terms
Variable APR based on creditworthiness and other factors. Minimum interest charge is $1.50.
Credit card score 60 · Carrot Score 62
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,128 banks and credit unions · checked Oct 22–29
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.80%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union
- Popular DirectBank