Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top credit card rates
Showing 2086–2100 of 2,128 nationwide · median 10.90% APR
- 17.99%APRas low as
Terms
Standard APR subject to credit approval.
Credit card score 60 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - PenFed Credit UnionPenFed Power Cash Rewards Visa Signature Card · No annual fee
Credit union · Online nationwide
17.99%APRas low asTerms
Purchase variable APR based on creditworthiness.
Credit card score 60 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 17.99%APRas low as
Terms
Standard $35 annual fee applies with the exception of the Preferred Points Card which is $45.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches - 17.99%APRas low as
Terms
After the promotional period, the rate reverts to 17.99% non-variable APR on purchases. Regular standard rate.
Credit card score 60 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 17.99%APRas low as
Terms
Fixed rate for purchases. Balance transfers not offered.
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 18.00%APRas low as
Terms
Fixed APR at 18.00% for purchases, balance transfers and cash advances. As low as 18% APR. No annual fee.
Credit card score 60 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 18.00%APRas low as
Terms
Balance Transfer Fee: 2%, Minimum $5. Monthly Minimum Payments: $25 or 2% of balance, whichever is greater.
Credit card score 60 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - Denver Fire Department Federal Credit UnionVisa Firefighter Guaranteed Non Rewards · No annual fee
Credit union
18.00%APRas low asTerms
25-day grace period on purchases.
Credit card score 60 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 18.00%APRas low as
Terms
As low as 18.00% APR under the Money Strong Build and Rebuild Program.
Credit card score 60 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 18.00%APRas low as
Terms
Fixed APR.
Credit card score 60 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 18.00%APRas low as
Credit card score 60 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 18.00%APRas low as
Terms
Variable Purchase APR. Balance transfer fee: the greater of $10 or 4% of each transfer amount.
Credit card score 60 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 18.00%APRas low as
Terms
Fixed rate of 18.00% APR (daily periodic rate 0.04931%). No annual fee or cash advance fee. 25-day grace period on all purchases.
Credit card score 60 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 18.00%APRas low as
Terms
Non-variable rate. The Purchase APR is 18.00% (daily periodic rate of 0.0493%). No annual fee.
Credit card score 60 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 18.00%APRas low as
Terms
Standard variable APR as low as 18.000% based on credit history, collateral, and loan characteristics.
Credit card score 60 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,128 banks and credit unions · checked Oct 22–29
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.80%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union
- Popular DirectBank