Bank · FDIC insured
Texas National Bank
A $1.2B bank headquartered in McAllen, TX, with 14 branches in Texas.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Texas National Bank
Founded in 1920 as First National Bank of Mercedes, the institution became Mercedes National Bank in 1985 and was renamed Texas National Bank in 2006.
Serving the Rio Grande Valley and South Texas, Texas National Bank announced an agreement to acquire Zapata National Bank.
- Headquarters
- 6901 N 10th St, McAllen, TX 78504
- FDIC certificate
- 3337 ↗
Branches
14 branches in Texas
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Texas
14 branches
McAllen area · 10
- Texas National BankMain office6901 N 10th St, McAllen, TX 78504Directions
- Edinburg Closner Branch4000 South Business Highway 281, Edinburg, TX 78539Directions
- Tnb-Elsa Branch720 E Edinburg, Elsa, TX 78543Directions
- Mcallen Ridge Branch1409 E Ridge Rd, McAllen, TX 78503Directions
- Tnb North Mcallen Branch6901 N 10th St, McAllen, TX 78504Directions
- Mercedes Branch201 S. Texas Avenue, Mercedes, TX 78570Directions
- Mission/Shary Branch501 N Shary Rd, Mission, TX 78572Directions
- Penitas Branch1905 West Expressway 83, Penitas, TX 78576Directions
- Tnb - San Juan Branch920 W. Interstate Highway 2, San Juan, TX 78589Directions
- Weslaco Branch621 S International Blvd, Weslaco, TX 78596Directions
Rio Grande City area · 2
- Citizens State Bank Branch2801 W Us Highway 83, Rio Grande City, TX 78582Directions
- Roma Branch1709 N Grant St, Roma, TX 78584Directions
Brownsville area · 1
- Brownsville Ruben Torres Branch1414 Ruben M Torres Blvd, Brownsville, TX 78521Directions
Zapata area · 1
- Zapata National Bank Branch703 Hidalgo Blvd, Zapata, TX 78076Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.17% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.28% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.16% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $71 | $88 | — |
- CapitalLeverage ratio10.17%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.28%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.16%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$71Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Texas National Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.