Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
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Top credit card rates
Showing 1696–1710 of 2,142 nationwide · median 10.90% APR
- 12.90%APRas low as
Terms
Standard Fixed/Non-Variable Rate Card as low as 12.9% APR. Rates subject to risk-based pricing, minimum credit score restrictions, and standard underwriting guidelines.
Credit card score 68 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
No annual fees. Rate based on creditworthiness and term of loan.
Credit card score 68 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Rate as low as 12.9% APR based on soundness of credit. Rate applies to purchases, cash advances and balance transfers. No annual fee. No balance transfer fee. Minimum payment 5% of balance, $25 minimum. Minimum finance charge $0.50. Late payment fee $20. Over-the Credit-Limit Fee $20.
Credit card score 68 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Fixed APR of 12.90% applies to purchases, balance transfers, and cash advances.
Credit card score 68 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Fixed rate of 12.9% Annual Percentage Rate on purchases, balance transfers, and cash advances. Minimum Interest Charge: If you are charged interest, the charge will be no less than $1.
Credit card score 68
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Credit card score 68 · Carrot Score 62
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Fixed rate remains the same no matter how the card is used. No cash advance fees. Rate is 12.9% APR with no annual fee.
Credit card score 68 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as · up to 18.00%
12.90% APR, up to 18.00%
Terms
Fixed APR ranging from 12.9% to 18.0% depending on creditworthiness. Rate remains the same on cash advances. Subject to credit approval.
Credit card score 68 · Carrot Score 61
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Fixed rate. Cash advance rates are the same as purchase rates. APR is based on an evaluation of creditworthiness. No application, annual, cash advance, or balance transfer fees.
Credit card score 68 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Credit card score 68 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Standard variable APR after the first six months. Determined using Prime Rate plus a margin of 5.90%.
Credit card score 68
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as · up to 22.90%
12.90% APR, up to 22.90%
Terms
Standard variable APR for purchases after the introductory period, based on creditworthiness. Variable APR varies with the market based on the Prime Rate.
Credit card score 68 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Rates subject to change without notice; some restrictions may apply.
Credit card score 68 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Fixed interest rate. $10 annual fee. No balance transfer fee.
Credit card score 66 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Fixed rate. Annual fee of $35.00 is waived if applicant has an account with First National Bank.
Credit card score 65 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,142 banks and credit unions · checked Oct 22–28
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union
- Popular DirectBank