Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 121–135 of 163 in Pennsylvania · median 10.24% APR
- 12.49%APRas low as
Terms
Standard variable rate as low as 12.49% APR based on Prime Rate plus a margin determined by creditworthiness.
Credit card score 70 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 12.49%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Adjusted quarterly. APR is variable and will vary with the market based on the Prime Rate. Excludes the 1.00% discount for automatic payments from an Active Checking Account.
Credit card score 70 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as · up to 17.74%
12.74% APR, up to 17.74%
Terms
Regular variable APR on purchases and balance transfers based on creditworthiness (Prime + 5.99% or Prime + 10.99%).
Credit card score 69 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as
Terms
Rates as low as 12.74% APR. Variable rate, subject to change monthly.
Credit card score 69 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 12.75%APRas low as
Terms
Credit score 730+ (Grade A+). Automatic Transfer/ACH and protection discounts may reduce rate up to max discount of 0.50%.
Credit card score 69 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 12.75%APRas low as
Terms
Excluded from Evergreen Advantage discount.
Credit card score 69 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Fixed APR for purchases, balance transfers, and cash advances. Grace period on purchases is at least 25 days.
Credit card score 67 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as · up to 17.90%
12.90% APR, up to 17.90%
Terms
Rate as low as 12.90% but not more than 17.90% thereafter based on credit history (page 47 mentions as low as 13.90% APR). No annual fee. No fees for balance transfers, cash advances, or foreign transactions. Earn 1% cash back on purchases.
Credit card score 67 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
New Purchases. Fixed rate. Rate and eligibility determined by credit score.
Credit card score 67 · Carrot Score 62
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
12.9% Fixed APR on Purchases; 25-Day Grace Period on Purchases; No Annual Fee.
Credit card score 67 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Fixed rate; no annual fee, no over the limit fee, no inactivity fees.
Credit card score 67 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - PFFCU – Police & Fire Federal Credit UnionPFFCU Rewards Visa Credit Card · No annual fee
Credit union · 14 branches
12.90%APRas low asTerms
Ongoing variable APR after the 12-month intro for purchases, balance transfers, and cash advances: Prime + 5.9%. Assigned from credit score at application among 5.9%, 9.9%, or 14.65% margins. Maximum APR 18.00%.
Credit card score 67 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Fixed APR of 12.90% applies to purchases, balance transfers, and cash advances.
Credit card score 67 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 12.99%APRas low as
Terms
Fixed rate based on creditworthiness. Same rate for purchases, balance transfers, and cash advances.
Credit card score 67 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 12.99%APRas low as · up to 18.00%
12.99% APR, up to 18.00%
Terms
Loan rates are based on the creditworthiness of applicants and may vary from those shown.
Credit card score 67 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Pennsylvania
163 banks and credit unions · checked Oct 16–22
- Typical
- 10.24%
- Top 10% up to
- 8.90%
- Banks, typical
- 15.49%
- Credit unions, typical
- 9.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch