Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 16–30 of 53 in Oregon · median 11.95% APR
- 10.65%APRas low as · up to 17.90%
10.65% APR, up to 17.90%
Terms
Variable APR for purchases and balance transfers. Cash advance fee is 3% of amount advanced. No annual fee.
Credit card score 81 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - First Tech Federal Credit UnionChoice Rewards World Mastercard · No annual fee
Credit union · 11 branches
10.74%APRas low as · up to 18.00%10.74% APR, up to 18.00%
Terms
Purchase APR is 11.75% to 18.00% when you open your account, based on creditworthiness. Variable rate adjusts monthly by adding a margin of 3.74% to 18.00% to Prime Rate. Maximum APR will not exceed 18.00%. No annual fee. Earn 20,000 bonus points when you spend $3,000 in the first 60 days.
Credit card score 80 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as · up to 18.00%
10.75% APR, up to 18.00%
Terms
Variable APR based on an index plus a margin of 4.00%, 6.00%, 10.00%, or 14.00% depending on credit qualifications. No annual fee.
Credit card score 80 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as
Terms
Subject to credit approval. Rate may vary based on individual. No annual fee, no cash advance fee, no balance transfer fee.
Credit card score 80 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as · up to 17.50%
10.75% APR, up to 17.50%
Terms
Standard purchase APR. Penalty APR is 18.00%.
Credit card score 80 · Carrot Score 98
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Must meet membership requirements.
Credit card score 77 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 11.24%APRas low as · up to 23.24%
11.24% APR, up to 23.24%
Terms
Variable APR applies after the intro APR offer ends. Subject to credit approval.
Credit card score 76 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 11.50%APRas low as · up to 19.50%
11.50% APR, up to 19.50%
Terms
Based upon your creditworthiness when you open your account. After that, your APR will vary with the market based upon the Prime Rate.
Credit card score 75 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 11.50%APRas low as · up to 22.00%
11.50% APR, up to 22.00%
Terms
Variable APR based on creditworthiness; varies with the market based on the prime rate.
Credit card score 75 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as
Terms
Opening APR based on creditworthiness; thereafter Prime plus margin. Stated APR applies to purchases, cash advances, and balance transfers.
Credit card score 75 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as · up to 23.90%
11.90% APR, up to 23.90%
Terms
Rates and financing are based on creditworthiness. No annual fee.
Credit card score 73 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 11.95%APRas low as
Terms
Fixed-rate APR for purchases, balance transfers, and cash advances. Maximum limit is $15,000.00.
Credit card score 73 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as · up to 18.25%
12.00% APR, up to 18.25%
Terms
Purchases. Variable rate based on Prime rate with an 18.00% ceiling.
Credit card score 72 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - Pacific NW Federal Credit UnionCash Awards Visa Credit Card · No annual fee
Credit union · 2 branches
12.24%APRas low as · up to 18.00%12.24% APR, up to 18.00%
Terms
Revolving repayment term. No cash advance fees, no balance transfer fees. 1% cash back on all purchases automatically deposited quarterly into savings account on the 15th day (or next business day) of January, April, July, and October.
Credit card score 71 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 12.25%APRas low as · up to 20.25%
12.25% APR, up to 20.25%
Terms
Variable APR for purchases based on creditworthiness; rate varies with Prime rate.
Credit card score 71 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Oregon
53 banks and credit unions · checked Oct 16–22
- Typical
- 11.95%
- Top 10% up to
- 9.90%
- Banks, typical
- 16.74%
- Credit unions, typical
- 11.37%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Oregon
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Valley Credit UnionCredit union · 1 branch
- Sage Credit UnionCredit union · 5 branches
- Ironworkers USA Credit UnionCredit union · 1 branch