Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 16–26 of 26 in Montana · median 11.74% APR
- 11.90%APRas low as
Terms
Fixed APR for purchases. Secured by share account.
Credit card score 73 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 12.48%APRas low as
Credit card score 71
Rate checked · Credit cards rates on its site
Rates and branches - 12.65%APRas low as · up to 21.25%
12.65% APR, up to 21.25%
Terms
APR is 12.65% to 21.25% when you open your account; after that, APR will vary with the market based on the prime rate. Rate is based on credit qualification and the VISA Credit Card selected. No interest charged on purchases if entire new purchase balance is paid by the due date each month.
Credit card score 69 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Monthly periodic rate of 1.0750%, corresponding to an ANNUAL PERCENTAGE RATE of 12.9%. 25-day grace period from statement closing date.
Credit card score 67 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - Mountain West Federal Credit UnionThe Mountain West Visa Credit Card · No annual fee
Credit union · 2 branches
12.90%APRas low asTerms
Fixed 12.9% APR applies to purchases, balance transfers, and cash advances. Grace period is a minimum of 25 days on purchases.
Credit card score 67 · Carrot Score 67
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as
Terms
Revolving term. The APR is a variable rate and may increase or decrease quarterly based on the Prime Rate. Minimum Payment Requirement is 3% of the outstanding balance, subject to a minimum of $25.00.
Credit card score 66 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Fixed rate of 13.99% APR; no annual fee; cash advances are not charged at a higher interest rate.
Credit card score 63 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 14.00%APRas low as · up to 18.25%
14.00% APR, up to 18.25%
Terms
Standard variable APR based on Prime Rate plus a margin determined at application based on creditworthiness. Applies after the introductory period. If default occurs, APR increases to 18.00%.
Credit card score 63 · Carrot Score 62
Rate checked · Credit cards rates on its site
Rates and branches - 16.92%APRas low as
Terms
For purchases and balance transfers. Minimum interest charge is no less than $1.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Montana
26 banks and credit unions · checked Oct 22
- Typical
- 11.74%
- Top 10% up to
- 9.28%
- Banks, typical
- 17.33%
- Credit unions, typical
- 11.62%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Montana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altana Federal Credit UnionCredit union · 11 branches
- Billings Federal Credit UnionCredit union · 4 branches
- Mountain America Credit UnionCredit union · 2 branches