Bank · FDIC insured
Independence Bank
A $1.4B bank headquartered in Havre, MT, with 10 branches in Montana.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Independence Bank
Independence Bank is a locally owned bank serving northcentral and northeastern Montana, specializing in agricultural and commercial lending.
- Headquarters
- 435 3rd St, Havre, MT 59501
- FDIC certificate
- 20989 ↗
Branches
10 branches in Montana
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Montana
10 branches
Havre area · 1
- Independence BankMain office435 3rd St, Havre, MT 59501Directions
Conrad area · 1
- Conrad Branch309 N Front St, Conrad, MT 59425Directions
Glasgow area · 1
- Glasgow Branch101 8th Street North, Glasgow, MT 59230Directions
Great Falls area · 1
- Great Falls Branch901 River Dr N, Great Falls, MT 59401Directions
Malta area · 1
- Malta Branch135 South Second Street, Malta, MT 59538Directions
Plentywood area · 1
- Plentywood Branch112 N. Main Street, Plentywood, MT 59254Directions
Poplar area · 1
- 214 Second Avenue Branch214 2nd Ave W, Poplar, MT 59255Directions
Scobey area · 1
- 202 Main Street Branch202 Main St, Scobey, MT 59263Directions
Shelby area · 1
- Shelby Branch131 Main St, Shelby, MT 59474Directions
Wolf Point area · 1
- Wolf Point Branch300 Us Highway 2, Wolf Point, MT 59201Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.39% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.46% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.93% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $92 | $88 | — |
- CapitalLeverage ratio13.39%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.46%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.93%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$92Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Independence Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.