Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 46–60 of 109 in Illinois · median 10.65% APR
- 9.99%APRas low as
Terms
Fixed rate starting as low as 9.99% APR.
Credit card score 82 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
As low as 9.99% Annual Percentage Rate
Credit card score 82 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Applies to all purchases, cash advances and balance transfers. Subject to Risk Base Lending and based on individual credit history.
Credit card score 82 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
APR as low as 9.99% on all purchases, balance transfers and cash advances. 25-day grace period on purchases. No annual fee, no balance transfer fee, and no cash advance fee. Subject to credit approval; individual rate and term may vary.
Credit card score 82 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 10.00%APRas low as · up to 15.00%
10.00% APR, up to 15.00%
Terms
APR 10%-15%; no annual fee; interest rate policy applies.
Credit card score 81 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; tied to the U.S. Prime Rate.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.40%APRas low as · up to 15.40%
10.40% APR, up to 15.40%
Terms
Variable APR based on prime rate; 10.40% - 15.40% APR for purchases and cash advances. No annual fee. $0 fee on non-promotional balance transfers.
Credit card score 81 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 10.49%APRas low as · up to 14.49%
10.49% APR, up to 14.49%
Terms
Standard variable purchase APR determined by applicant credit rating. Rate is Prime + 3.49% or Prime + 7.49%.
Credit card score 81 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - American Airlines Federal Credit UnionVisa Platinum Low Rate · No annual fee
Credit union · 4 branches
10.50%APRas low as · up to 18.00%10.50% APR, up to 18.00%
Terms
Variable APR for purchases and cash advances based on creditworthiness and the Prime Rate.
Credit card score 81 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 10.65%APRas low as · up to 20.40%
10.65% APR, up to 20.40%
Terms
Rates schedule APR for Purchases: 10.65% (table) / 10.40% to 20.40% (caption), when you open your account, based on creditworthiness. Variable with market based on Prime Rate. $0 annual fee.
Credit card score 81 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 10.70%APRas low as · up to 19.70%
10.70% APR, up to 19.70%
Terms
Rate is as low as 10.70% APR (Prime + 3.70%). Margin ranges from 3.70% to 12.70%. No annual fee. Minimum balance/credit line is $500.00.
Credit card score 80 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 10.80%APRas low as · up to 18.00%
10.80% APR, up to 18.00%
Terms
Rate is 10.80%, 13.80%, 15.90%, or 18.00%, based on creditworthiness.
Credit card score 80 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as · up to 19.90%
10.90% APR, up to 19.90%
Terms
Variable APR for purchases based on creditworthiness (Prime + 3.9%-12.9%).
Credit card score 79 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Variable APR based on Prime + 3.90% APR. No annual fee.
Credit card score 79 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Credit card score 79 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Illinois
109 banks and credit unions · checked Oct 16–22
- Typical
- 10.65%
- Top 10% up to
- 8.90%
- Banks, typical
- 14.24%
- Credit unions, typical
- 9.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch