Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 16–29 of 29 in Hawaii · median 9.99% APR
- 10.00%APRas low as
Terms
Maximum credit limit $5,000.00 - $10,000.00. Rate based on creditworthiness and term of loan. No balance transfer fees, cash advance fees, or foreign transaction fees.
Credit card score 81 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; tied to the U.S. Prime Rate.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - Honolulu Fire Department Federal Credit UnionVisa Platinum Credit Card · No annual fee
Credit union · 2 branches
10.99%APRas low asTerms
Fixed purchase rate based on credit, as low as 10.99%. No annual fee, no foreign transaction fee, no balance transfer fee or surcharge, no cash advance fee.
Credit card score 77 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches - CU Hawaii Federal Credit UnionMasterCard® Platinum (Rewards Card) · No annual fee
Credit union · 10 branches
11.00%APRas low asTerms
Fixed rate; credit limit $10,000.00 - $25,000.00; rewards program included
Credit card score 77 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 11.00%APRas low as · up to 14.00%
11.00% APR, up to 14.00%
Terms
Base interest rate is the lowest available rate; actual rate depends on credit history. Rate is tied to market prime plus percentage (as low as prime + 4%, margin range from 4% to 7%). Interest rates are the same for purchases and cash advances. 30 days to repay balance for purchases before a finance charge. Maximum APR 18%.
Credit card score 77 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 11.49%APRas low as
Terms
Variable APR based on WSJ Prime plus a margin. Assumes excellent borrower credit history. Subject to credit approval and credit union membership.
Credit card score 76 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 11.50%APRas low as
Terms
Classic tier
Credit card score 75 · Carrot Score 63
Rate checked · Credit cards rates on its site
Rates and branches - Hawaii Central Federal Credit UnionVISA Platinum Cash Rewards Credit Card · No annual fee
Credit union · 2 branches
12.40%APRas low as · up to 18.00%12.40% APR, up to 18.00%
Terms
Variable APR after introductory term. Earn 1% cash back on all net purchases. No annual fee, no cash advance fee, no balance transfer fee, no foreign transaction fee.
Credit card score 71 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as
Terms
Variable APR based on Prime Rate (Wall Street Journal) plus a margin of 5.50%. Max rate 18%. Adjusted quarterly. Minimum credit limit is $500, maximum is $50,000.
Credit card score 70 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Fixed interest rate. $10 annual fee. No balance transfer fee.
Credit card score 66 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 22.74%
13.74% APR, up to 22.74%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 65 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 14.40%APRas low as · up to 18.00%
14.40% APR, up to 18.00%
Terms
Variable APR of 14.40% to 18.00% for Purchases, Balance Transfers, and Cash Advances, determined by creditworthiness at account opening. Adjusts with the U.S. Prime Rate. Minimum credit line of $500. Maximum APR permitted by law is 18.0%.
Credit card score 63 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 15.48%APRas low as · up to 17.98%
15.48% APR, up to 17.98%
Terms
Standard variable APR varying based on the Prime Rate. Earns 1.5 points per $1 spent. Credit limit $500 to $20,000 (up to $25,000).
Credit card score 62 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - PenFed Credit UnionPenFed Power Cash Rewards Visa Signature Card · No annual fee
Credit union · 2 branches
17.99%APRas low asTerms
Purchase variable APR based on creditworthiness.
Credit card score 60 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Hawaii
29 banks and credit unions · checked Oct 22
- Typical
- 9.99%
- Top 10% up to
- 8.70%
- Banks, typical
- 13.74%
- Credit unions, typical
- 9.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Hawaii
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 2 branches
- Maui County Federal Credit UnionCredit union · 2 branches
- Hawaii Community Federal Credit UnionCredit union · 9 branches