Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 16–30 of 63 in Colorado · median 12.00% APR
- First Tech Federal Credit UnionChoice Rewards World Mastercard · No annual fee
Credit union · 3 branches
10.74%APRas low as · up to 18.00%10.74% APR, up to 18.00%
Terms
Purchase APR is 11.75% to 18.00% when you open your account, based on creditworthiness. Variable rate adjusts monthly by adding a margin of 3.74% to 18.00% to Prime Rate. Maximum APR will not exceed 18.00%. No annual fee. Earn 20,000 bonus points when you spend $3,000 in the first 60 days.
Credit card score 80 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 10.74%APRas low as · up to 21.74%
10.74% APR, up to 21.74%
Terms
Variable APR based on creditworthiness and Prime Rate.
Credit card score 80 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as
Terms
Rates are variable. Not all will qualify for the lowest rate.
Credit card score 80 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as · up to 21.00%
10.90% APR, up to 21.00%
Terms
Standard purchase APR ranging from 10.90% to 21.00% based on creditworthiness.
Credit card score 79 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as · up to 12.90%
10.90% APR, up to 12.90%
Terms
Tier A+ and A. Maximum credit limit up to $15,000. Non-variable rate.
Credit card score 79 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as · up to 17.99%
10.99% APR, up to 17.99%
Terms
Variable APR based on Prime + margin of 3.99% to 10.99% depending on creditworthiness. Maximum rate 20.99%. No annual fee, no cash advance fee, no balance transfer fee.
Credit card score 77 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as · up to 20.25%
10.99% APR, up to 20.25%
Terms
Annual Percentage Rate determined by borrowers' credit qualifications. Rates are subject to change without notice. No balance transfer fee, no cash advance fee.
Credit card score 77 · Carrot Score 62
Rate checked · Credit cards rates on its site
Rates and branches - Security Service Federal Credit UnionSecurity Service Power MasterCard® · No annual fee
Credit union · 16 branches
11.24%APRas low as · up to 18.00%11.24% APR, up to 18.00%
Terms
Purchase APR is variable based upon market prime rate. Maximum APR will not exceed 18%.
Credit card score 76 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches - Northern Colorado Credit UnionNCCU Visa Platinum Rewards Credit Card · No annual fee
Credit union · 2 branches
11.49%APRas low as · up to 17.90%11.49% APR, up to 17.90%
Terms
With approved credit. No cash advance fee or balance transfer fee. Qualified membership to Northern Colorado Credit Union applies.
Credit card score 76 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 11.65%APRas low as · up to 21.25%
11.65% APR, up to 21.25%
Terms
Variable APR based on credit qualification and varies with the market based on the Prime Rate. No annual fee.
Credit card score 75 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as
Terms
As low as 11.75% Variable APR. Subject to credit approval; APR based on credit history. High credit limit up to $20,000. 25-day grace period. No annual fee. No over-limit fee. Cash advances available.
Credit card score 74 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as
Terms
Fixed-rate APR.
Credit card score 73 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as · up to 23.90%
11.90% APR, up to 23.90%
Terms
Prime + 4.9% to Prime + 16.9%
Credit card score 73 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as
Terms
Rates shown are "As Low As" rates for qualified borrowers. No annual fee. 25-day grace period on new purchases. APR on cash advance equal to purchase APR with no cash advance transaction fees.
Credit card score 73 · Carrot Score 67
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Approval and annual percentage rate based on creditworthiness/credit score.
Credit card score 72 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Colorado
63 banks and credit unions · checked Oct 16–22
- Typical
- 12.00%
- Top 10% up to
- 9.90%
- Banks, typical
- 14.74%
- Credit unions, typical
- 11.65%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Colorado
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Colorado Federal BankBank · 1 branch
- Altra Federal Credit UnionCredit union · 1 branch
- Canvas Credit UnionCredit union · 36 branches