Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 46–60 of 187 in California · median 11.50% APR
- 9.90%APRas low as
Terms
Fixed rate.
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 15.50%
9.90% APR, up to 15.50%
Terms
Please submit proof of income with your loan application for all non-share secured loans.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Purchases APR is 9.90% (Fixed).
Credit card score 84 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Interest rates as low as 9.90%. Up to $15,000 credit limit. No annual fees. No balance transfer fees. 25 day grace period on purchases.
Credit card score 84 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 18.00%
9.90% APR, up to 18.00%
Terms
Annual Percentage Rate for Purchases. Rate differential based on credit score.
Credit card score 84 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed APR for purchases. Rate displayed is for level 1 credit scores; individual rates may differ based on application and credit criteria.
Credit card score 84 · Carrot Score 90
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rate as low as 9.90% APR based on creditworthiness. Credit limit up to $30,000. $35 annual fee.
Credit card score 81 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Terms
Best rate for excellent credit. Rate is based on approved credit determined by managed-risk program and may vary depending on creditworthiness.
Credit card score 83 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - Central Valley Firefighters Credit UnionCVFCU Visa® Platinum Credit Card · No annual fee
Credit union · 1 branch
9.99%APRas low asTerms
Fixed 9.99% APR. Credit limits up to $20,000. Same rate on balance transfers, cash advances, and purchases. All loans subject to credit approval; creditworthiness determines interest rate.
Credit card score 82 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Fixed rate as low as 9.99% APR. APR is based on creditworthiness. No annual fees, no balance transfer fees, no cash advance fees.
Credit card score 82 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as · up to 17.99%
9.99% APR, up to 17.99%
Terms
As low as 9.99% UP TO 17.99% APR. Maximum credit limit $30,000.
Credit card score 82 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Fixed rate as low as 9.99% APR. Minimum payment of $35 or 3% balance ($10,000 maximum). No annual fee, no balance transfer or cash advance fees. 25-day grace period to pay off balance without incurring interest charges.
Credit card score 82 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Rate adjusts monthly and equals prime rate for previous month, plus a margin range, based on creditworthiness. Revolving term.
Credit card score 82 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as · up to 17.99%
9.99% APR, up to 17.99%
Terms
Base APR starts as low as 9.99%. APR for purchases, balance transfers, and cash advances is 9.99% - 17.99% based on creditworthiness. Revolving term.
Credit card score 82 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Credit card score 82 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in California
187 banks and credit unions · checked Oct 16–22
- Typical
- 11.50%
- Top 10% up to
- 8.95%
- Banks, typical
- 15.46%
- Credit unions, typical
- 10.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Skyla Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches