Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 136–150 of 187 in California · median 11.50% APR
- 12.90%APRas low as · up to 22.90%
12.90% APR, up to 22.90%
Terms
Standard variable APR for purchases after the introductory period, based on creditworthiness. Variable APR varies with the market based on the Prime Rate.
Credit card score 68 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 12.95%APRas low as
Terms
Credit Limit up to $10,000; low fixed rate; no annual fees, no foreign transaction fees, no cash advance fees.
Credit card score 67 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 12.96%APRas low as
Credit card score 67 · Carrot Score 67
Rate checked · Credit cards rates on its site
Rates and branches - 12.99%APRas low as · up to 17.99%
12.99% APR, up to 17.99%
Terms
Rates vary with amount financed, term, and credit history. Limits from $300.00 to $25,000. 25-day grace period on purchases.
Credit card score 67 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 12.99%APRas low as · up to 28.74%
12.99% APR, up to 28.74%
Terms
Regular variable APR on purchases based on creditworthiness, varying with the market based on the Prime Rate.
Credit card score 67 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 12.99%APRas low as
Terms
Variable rate based on credit score.
Credit card score 67 · Carrot Score 62
Rate checked · Credit cards rates on its site
Rates and branches - PostCity Financial Credit UnionPlatinum Visa® Rewards Credit Card · No annual fee
Credit union · 2 branches
12.99%APRas low as · up to 19.99%12.99% APR, up to 19.99%
Terms
Rates shown are lowest available and are based on applicant credit history; your rate may be higher.
Credit card score 67 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 12.99%APRas low as · up to 27.99%
12.99% APR, up to 27.99%
Terms
Revolving credit. Credit limit $500 to $40,000. Rates and terms subject to change and based on creditworthiness. Minimum payment is 2% for APR under 24.00%, 3% for APR above 24.00%.
Credit card score 67 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 12.99%APRas low as · up to 24.99%
12.99% APR, up to 24.99%
Terms
Variable APR based on Prime Rate and creditworthiness. Applies to purchases, balance transfers, and cash advances.
Credit card score 67 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as · up to 18.00%
13.00% APR, up to 18.00%
Terms
APR for purchases, cash advances, and balance transfers ranges from 13.00% to 18.00% based on creditworthiness; Visa Platinum APR may be as low as 13.00%, and the actual APR is determined at account opening. Maximum loan amount $15,000.00 with revolving credit.
Credit card score 66 · Carrot Score 62
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as · up to 18.00%
13.00% APR, up to 18.00%
Terms
APR for purchases, cash advances, and balance transfers ranges from 13.00% to 18.00% based on creditworthiness; actual APR determined at account opening. Maximum loan amount up to $15,000.00.
Credit card score 66 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as · up to 18.00%
13.00% APR, up to 18.00%
Terms
Revolving credit. Maximum loan amount $15,000.00. Low fixed rates starting at 13% APR up to 18.00% based on creditworthiness; no annual fee. A 3% fee applies to cash advances and balance transfers.
Credit card score 66 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as · up to 18.00%
13.00% APR, up to 18.00%
Terms
When you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Credit card score 66 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 13.25%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Rates as low as 13.25% APR. Rates reflect maximum discount of 1.25%. Actual APR based on borrower's credit history, location, and term. Subject to credit approval. Same rate applies to purchases, cash advances, and balance transfers.
Credit card score 66 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 13.49%APRas low as
Terms
Rates as low as 13.49% APR. On approved credit.
Credit card score 66 · Carrot Score 61
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in California
187 banks and credit unions · checked Oct 16–23
- Typical
- 11.50%
- Top 10% up to
- 8.95%
- Banks, typical
- 15.46%
- Credit unions, typical
- 10.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Skyla Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches