Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 31–45 of 65 in Alabama · median 10.49% APR
- 9.99%APRas low as · up to 17.99%
9.99% APR, up to 17.99%
Terms
Variable APR on purchases based on creditworthiness.
Credit card score 82
Rate checked · Credit cards rates on its site
Rates and branches - 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; tied to the U.S. Prime Rate.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.49%APRas low as
Terms
Variable APR as low as 10.49%. No annual fee or balance transfer fee. Subject to credit approval.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.74%APRas low as · up to 13.24%
10.74% APR, up to 13.24%
Terms
Variable APR based on creditworthiness and Prime Rate. No annual fee, cash advance fee, or balance transfer fee.
Credit card score 80 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as
Terms
Standard variable APR for purchases as low as 10.75% based on creditworthiness. Variable APR varies with Prime Rate plus a margin.
Credit card score 80 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 10.88%APRas low as
Credit card score 80 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as · up to 17.90%
10.90% APR, up to 17.90%
Terms
Fixed rates range from 10.90%–17.90% APR based on creditworthiness. No annual fee, balance transfer fees, or cash advance fees on cards (ATM cash advance fee: none at Navigator branch/ATM; $1.50 domestic or 2% foreign otherwise).
Credit card score 79 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
After that, 10.99% (prime + 3.99%). The APR will vary with the market based on Prime Rate.
Credit card score 77 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 11.00%APRas low as
Terms
Low APRs starting at 11.00%. Membership eligibility required; subject to credit approval. 25-day grace period. No annual fees.
Credit card score 77 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 11.00%APRas low as · up to 18.00%
11.00% APR, up to 18.00%
Terms
Variable rate. Rates subject to credit score.
Credit card score 77 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
$25 annual fee waived with a United Bank deposit account. 25-day grace period. Applies to purchases, cash advances and balance transfers. Subject to credit approval.
Credit card score 71 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 11.95%APRas low as
Terms
APR for purchases, cash advances, and balance transfers.
Credit card score 73 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 23.99%
11.99% APR, up to 23.99%
Terms
Credit Card APR may vary and is determined by adding margin (4.99% to 16.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month.
Credit card score 72 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 12.24%APRas low as · up to 17.99%
12.24% APR, up to 17.99%
Terms
Variable rate ranging from 12.24% - 17.99% APR depending on credit qualifications. Minimum approved amount is $5,000.
Credit card score 71 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 12.40%APRas low as
Terms
Rates as low as 12.40% APR. Subject to credit approval; rates based on evaluation of credit history.
Credit card score 71 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Alabama
65 banks and credit unions · checked Oct 15–22
- Typical
- 10.49%
- Top 10% up to
- 8.90%
- Banks, typical
- 14.81%
- Credit unions, typical
- 9.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Alabama
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Auburn University Credit UnionCredit union · 3 branches
- ASE Credit UnionCredit union · 9 branches
- AOD Federal Credit UnionCredit union · 6 branches