Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–7 of 7 in Moscow, ID · median 14.99% APR
- 9.00%APRas low as
Terms
APR as low as 9.00%. The interest rate on each loan is customized to the individual member. Factors that will affect your rate are your credit history, the loan type, value of collateral, and the term that you request. Some restrictions may apply. Fixed interest rates. No annual fee. No balance transfer fee. Minimum monthly payments established at the close of each billing cycle at an amount equal to 3.00% of outstanding balance, subject to the lesser of $25.00 or your balance.
Credit card score 88 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 11.49%APRas low as · up to 24.00%
11.49% APR, up to 24.00%
Terms
Variable APR as low as 11.49% up to 24.00% depending on creditworthiness.
Credit card score 76 · Carrot Score 97
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as · up to 22.50%
13.50% APR, up to 22.50%
Terms
Thereafter, variable APR ranges from 13.50% to 22.50% based on a margin and creditworthiness, varying with the market based on the Prime Rate published in The Wall Street Journal. Accurate as of 10/07/2026.
Credit card score 65 · Carrot Score 63
Rate checked · Credit cards rates on its site
Rates and branches - 14.99%APRas low as
Terms
Variable purchase rate based on prime rate plus a margin. No annual fee.
Credit card score 62 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches - Potlatch No 1 Financial Credit UnionPremier Rewards Mastercard · No annual fee
Credit union · 1 branch
15.00%APRas low as · up to 18.00%15.00% APR, up to 18.00%
Terms
After the introductory period ends, the APR for unpaid purchase balance and any new purchases will be 15.00%-18.00% based on creditworthiness. Variable APR based on Prime Rate. $0 annual fee; $0 balance transfer fee; $0 cash advance fee.
Credit card score 62 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Moscow, ID
7 banks and credit unions · checked Oct 7–22
- Typical
- 14.99%
- Top 10% up to
- 10.49%
- Banks, typical
- 16.36%
- Credit unions, typical
- 11.49%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Moscow, ID metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ICCUCredit union · 1 branch
- Latah Credit UnionCredit union · 3 branches