Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–11 of 11 in Ontario, CA · median 11.90% APR
- 8.48%APRas low as
Terms
Rate shown is our lowest rate available for purchases, balance transfers, and cash advances. All loans and loan rates are considered on an individual basis and subject to credit approval. Extended credit lines up to $20,000.
Credit card score 89 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 8.95%APRas low as
Terms
Available limits $1,000 to $10,000. Actual loan amount and terms available based upon applicant's qualifications.
Credit card score 89 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; tied to the U.S. Prime Rate.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.50%APRas low as
Terms
Rates based on a FICO score 720 or above, good payment history with other creditors, and DTI under 55%.
Credit card score 81 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 10.65%APRas low as · up to 17.65%
10.65% APR, up to 17.65%
Terms
APR is based on creditworthiness at the time account is established and will vary with the market based on the Prime Rate. Estimated payment 3% of balance. Maximum loan amount $50,000.
Credit card score 81 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as · up to 18.00%
11.90% APR, up to 18.00%
Terms
Fixed APR for purchases based on credit history. No annual fee. Global acceptance with no foreign transaction fee.
Credit card score 73 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as · up to 22.90%
12.90% APR, up to 22.90%
Terms
Standard variable APR for purchases after the introductory period, based on creditworthiness. Variable APR varies with the market based on the Prime Rate.
Credit card score 67 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 22.74%
13.74% APR, up to 22.74%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 65 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 18.75%APRas low as · up to 22.75%
18.75% APR, up to 22.75%
Terms
Variable APR based on creditworthiness.
Credit card score 60 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Ontario, CA
11 banks and credit unions · checked Oct 16–22
- Typical
- 11.90%
- Top 10% up to
- 8.95%
- Banks, typical
- 18.12%
- Credit unions, typical
- 10.50%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Riverside, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Thinkwise Credit UnionCredit union · 2 branches
- CU SoCalCredit union · 4 branches