Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–8 of 8 in Hammond, LA metro · median 16.62% APR
- 9.90%APRas low as
Terms
Minimum credit line $500. Zero balance transfer fees. Subject to creditworthiness. Low minimum monthly payment of only 2% of balance or $10 (whichever is greater).
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Purchase APR for purchases at Bass Pro Shops and Cabela's.
Credit card score 82 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 13.15%APRas low as · up to 17.95%
13.15% APR, up to 17.95%
Terms
Tasa variable estándar después del período promocional de 6 meses según la solvencia crediticia y la tasa WSJ Prime.
Credit card score 66 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 15.49%APRas low as · up to 22.49%
15.49% APR, up to 22.49%
Terms
Purchase APR is 15.49%, 18.49% or 22.49% based on creditworthiness. Variable APR calculated by adding a margin of 8.49% to 15.49% to the Prime Rate (maximum 24.00%).
Credit card score 62 · Carrot Score 61
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 27.74%
17.74% APR, up to 27.74%
Terms
Variable APR based on creditworthiness and Prime Rate index beginning in the 13th billing cycle. Effective as of 10/22/2026.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches - 17.90%APRas low as
Terms
Fixed APR for purchases.
Credit card score 60 · Carrot Score 61
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 26.74%APRas low as
Terms
Standard APR for Purchases varies with the market based on WSJ Prime Rate + margin of 19.74%.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Hammond, LA metro
8 banks and credit unions · checked Oct 5–22
- Typical
- 16.62%
- Top 10% up to
- 9.96%
- Banks, typical
- 17.82%
- Credit unions, typical
- 11.52%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Hammond, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Baton Rouge Telco FCUCredit union · 1 branch