Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 61–68 of 68 in Tennessee · median 10.82% APR
- 13.99%APRas low as
Terms
Rate stated as low as 13.99% APR.
Credit card score 63 · Carrot Score 78
Rate checked · Credit cards rates on its site
More details - 14.00%APRas low as · up to 18.00%
14.00% APR, up to 18.00%
Terms
Variable APR. $500 minimum limit. Minimum payment is 1% or $25, whichever is greater. No cash advance fee.
Credit card score 63 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - Y-12 Federal Credit UnionVisa Signature Rewards Credit Card · No annual fee
Credit union · 16 branches
15.24%APRas low as · up to 18.00%15.24% APR, up to 18.00%
Terms
Standard variable APR for purchases based on creditworthiness when account is opened. Varies with the market based on the Prime Rate. Subject to credit approval.
Credit card score 62 · Carrot Score 72
Rate checked · Credit cards rates on its site
More details - 16.30%APRas low as
Credit card score 61 · Carrot Score 78
Rate checked · Credit cards rates on its site
More details - 18.00%APRas low as
Terms
Fixed APR.
Credit card score 60 · Carrot Score 76
Rate checked · Credit cards rates on its site
More details - 18.24%APRas low as
Terms
Standard variable APR for purchases, balance transfers, and cash advances depending on credit history and varying with the market based on the Prime Rate.
Credit card score 60 · Carrot Score 85
Rate checked · Credit cards rates on its site
More details - 18.99%APRas low as
Credit card score 60 · Carrot Score 83
Rate checked · Credit cards rates on its site
More details - 21.15%APRas low as · up to 27.15%
21.15% APR, up to 27.15%
Terms
Standard variable rate determined by creditworthiness (indexed to WSJ Prime Rate plus 14.90% - 20.90%). Penalty APR is 27.99%.
Credit card score 60 · Carrot Score 93
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Tennessee
68 banks and credit unions · checked Oct 24–30
- Typical
- 10.82%
- Top 10% up to
- 8.90%
- Credit unions, typical
- 10.82%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Tennessee
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 24 branches
- LGWFCUCredit union · 1 branch
- Bowater Credit UnionCredit union · 5 branches