Credit union · NCUA insured
Southern Security Federal Credit Union Credit Card Rates
Top CarrotSouthern Security Federal Credit Union credit cards start at 14.00% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Southern Security Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Memphis, TN-MS-AR, where Southern Security Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Southern Security Federal Credit Union
14.00%APR
- Up to
- 18.00% APR
Preferred VISA
Lowest rate
LGWFCU
7.90%APR
- Up to
- 16.90% APR
2nd-lowest rate
Memphis City Employees Credit Union
7.90%APR
- Up to
- 16.90% APR
Southern Security Federal Credit Union credit card score
63
Credit card score
Higher than 9% of U.S. banks and credit unions
- Purchase APRPurchase APR14.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Southern Security Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Choice Rewards VISA
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.00%–18.00% | None | Variable APR. Minimum payment is 1% or $25, whichever is greater. No cash advance fee. |
Sources (1)
- southernsecurity.org/rates · captured Sep 18, 2026
Preferred VISA
$500 minimum limit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.00%–18.00% | None | Variable APR. $500 minimum limit. Minimum payment is 1% or $25, whichever is greater. No cash advance fee. |
Sources (1)
- southernsecurity.org/rates · captured Sep 18, 2026
Southern Security Visa® Rewards Card
Variable rate based on prime and creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.25%–18.00% | None | Variable rate based on prime and creditworthiness. Balance transfer fee is waived only for the promotion period of 7/1/2026 to 9/30/2026. After the promotion, balance transfers are subject to a per-balance transfer fee of $5 or 3% of the balance transfer amount, whichever is greater. Reward points given on any balance transfers only during promotion period. Foreign Transaction fees may apply. |
Sources (1)
- southernsecurity.org/card-services · captured Oct 5, 2026
Who can join Southern Security Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.