Credit union · NCUA insured
Northeast Community Credit Union Credit Card Rates
Northeast Community Credit Union credit cards start at 18.99% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Northeast Community Credit Union’s credit card rates compare
Compared with banks and credit unions near Johnson City, TN, where Northeast Community Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Northeast Community Credit Union
18.99%APR
Consumer Credit Cards
Lowest rate
United Southeast Federal Credit Union
7.90%APR
2nd-lowest rate
Appalachian Community Federal Credit Union
9.80%APR
Northeast Community Credit Union credit card score
60
Credit card score
Higher than 1% of U.S. banks and credit unions
- Purchase APRPurchase APR18.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Northeast Community Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Consumer Credit Cards
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.99% | None | — |
Who can join Northeast Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Carter County, Washington County, Unicoi County, Johnson County, or Sullivan County are eligible for membership.
Family and household
- Immediate family and household members of a member—defined as parents, children, grandchildren, grandparents, siblings, step-parents, step-children, legal guardianship, adopted or fostered children, and persons living in the same residence as one household—are eligible for membership.
Cost to join
- Joining the credit union requires opening a personal primary share/savings account with a $5 minimum balance.
Membership information collected October 5, 2026.