Credit union · NCUA insured
Old Hickory Credit Union Credit Card Rates
Old Hickory Credit Union credit cards start at 13.99% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Old Hickory Credit Union’s credit card rates compare
Compared with banks and credit unions near Nashville, TN, where Old Hickory Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Old Hickory Credit Union
13.99%APR
- Up to
- —
Visa Platinum
Lowest rate
Heritage South
8.90%APR
- Up to
- 18.00% APR
2nd-lowest rate
Outreach FCU
8.90%APR
- Up to
- —
Old Hickory Credit Union credit card score
63
Credit card score
Higher than 9% of U.S. banks and credit unions
- Purchase APRPurchase APR13.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Old Hickory Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
OHCU Choice Rewards Visa
Old Hickory Credit Union membership is required. Must be eligible to open and maintain a Primary Share account with a $25 minimum deposit. All credit is subject to approval based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.99% | None | No annual fee. $0 balance transfer fee. Stated as low as 13.99% APR. |
Sources (2)
All captured Oct 5, 2026
Visa Platinum
Old Hickory Credit Union membership required; subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.99% | None | Rate stated as low as 13.99% APR. |
Sources (1)
- ohcu.org/Rates · captured Oct 5, 2026
Who can join Old Hickory Credit Union
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