Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 61–75 of 104 in Ohio · median 10.70% APR
- 10.99%APRas low as · up to 16.99%
10.99% APR, up to 16.99%
Terms
Fixed rate. Credit lines from $500-$20,000. No minimum interest charge. No balance transfer fee. Rate varies based on creditworthiness and qualifications.
Credit card score 78
Rate checked · Credit cards rates on its site
More details - 10.99%APRas low as · up to 17.99%
10.99% APR, up to 17.99%
Terms
Variable APR based on WSJ Prime ranging from 10.99% to 17.99% depending on credit history. Standard APR. No annual fee. Earn 1 point for every $1 in purchases.
Credit card score 78 · Carrot Score 77
Rate checked · Credit cards rates on its site
More details - 10.99%APRas low as · up to 18.00%
10.99% APR, up to 18.00%
Credit card score 78 · Carrot Score 86
Rate checked · Credit cards rates on its site
More details - 10.99%APRas low as · up to 24.99%
10.99% APR, up to 24.99%
Terms
Standard purchase APR applying after the introductory period. Rates based on creditworthiness up to a maximum rate of 24.99% APR (variable up to 25.00% APR). No annual fee.
Credit card score 78 · Carrot Score 72
Rate checked · Credit cards rates on its site
More details - 10.99%APRas low as
Terms
Annual Percentage Rate (APR) for Purchases. Rate based on creditworthiness. $0 Monthly Fee. $0 Balance Transfer Fee.
Credit card score 78 · Carrot Score 90
Rate checked · Credit cards rates on its site
More details - 11.00%APRas low as
Terms
Beacon Score 730 or more. Variable rate determined monthly by adding 4% to the Prime Rate. Grace period 25 days for repayment of balances for purchases.
Credit card score 77 · Carrot Score 82
Rate checked · Credit cards rates on its site
More details - 11.00%APRas low as · up to 17.99%
11.00% APR, up to 17.99%
Terms
Based on creditworthiness; variable interest rate
Credit card score 77 · Carrot Score 85
Rate checked · Credit cards rates on its site
More details - 11.00%APRas low as
Terms
Variable APR based on Prime Rate + 4.00%. Monthly periodic rate 0.8958%. Maximum APR 18.0%.
Credit card score 77 · Carrot Score 94
Rate checked · Credit cards rates on its site
More details - 11.00%APRas low as
Credit card score 77 · Carrot Score 69
Rate checked · Credit cards rates on its site
More details - 11.49%APRas low as
Terms
Limits range from $500.00-$15,000.00.
Credit card score 76 · Carrot Score 93
Rate checked · Credit cards rates on its site
More details - Firefighters Community Credit UnionGreat Rate VISA Credit Card · No annual fee
Credit union · 6 branches
11.50%APRas low as · up to 21.50%11.50% APR, up to 21.50%
Terms
Variable APR as of October 30, 2026.
Credit card score 76 · Carrot Score 72
Rate checked · Credit cards rates on its site
More details - 11.70%APRas low as · up to 18.00%
11.70% APR, up to 18.00%
Terms
Variable APR based on Prime Rate index. Range based on creditworthiness and loan terms. Applies to purchases, balance transfers, and cash advances. No annual fee, balance transfer fee, or cash advance fee.
Credit card score 76 · Carrot Score 94
Rate checked · Credit cards rates on its site
More details - 11.75%APRas low as · up to 20.75%
11.75% APR, up to 20.75%
Terms
Standard variable APR. No annual fee.
Credit card score 75 · Carrot Score 75
Rate checked · Credit cards rates on its site
More details - 11.90%APRas low as · up to 18.00%
11.90% APR, up to 18.00%
Terms
Variable APR based on creditworthiness (Prime Rate + 4.9% to 12.9%, maximum APR 18.00%). Applies to purchases, balance transfers, and cash advances. No annual fee.
Credit card score 73 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - 11.90%APRas low as
Terms
Standard APR for purchases is based on a borrower with excellent credit history; actual APR will be determined based on application and credit information. Includes a 25-day interest-free grace period. No annual fee or monthly fee.
Credit card score 73 · Carrot Score 77
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Ohio
104 banks and credit unions · checked Oct 30–31
- Typical
- 10.70%
- Top 10% up to
- 8.93%
- Credit unions, typical
- 10.70%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 16 branches
- Homeland Credit UnionCredit union · 5 branches
- Wright-Patt Credit UnionCredit union · 41 branches