Credit union · Privately insured
Firefighters Community Credit Union Credit Card Rates
Firefighters Community Credit Union credit cards start at 11.50% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Firefighters Community Credit Union’s credit card rates compare
Compared with banks and credit unions near Cleveland, OH, where Firefighters Community Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Firefighters Community Credit Union
11.50%APR
- Up to
- 21.50% APR
Great Rate VISA Credit Card
Lowest rate
7 17 Credit Union
7.17%APR
- Up to
- 22.99% APR
2nd-lowest rate
Achieve CU
8.90%APR
- Up to
- —
Firefighters Community Credit Union credit card score
75
Credit card score
Higher than 40% of U.S. banks and credit unions
- Purchase APRPurchase APR11.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Firefighters Community Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Great Rate VISA Credit Card
No annual fee. $0 balance transfer fee. 1.99% introductory APR applies to balance transfers made within 60 days of card activation from non-FFCCU cards only for 12 months. Variable APR applies after intro period, based on creditworthiness using Prime Rate as index.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.50%–21.50% | None | Variable APR as of October 15, 2026. |
| Intro, 12 months | 1.99% | None | 1.99% introductory APR for 12 months on balance transfers made within 60 days of card activation from non-FFCCU cards; $0 balance transfer fee. Variable rate applies after intro period. Rate applies to balance transfers only, not new purchases. |
One more rate on its site comes from an older rate sheet (2023) and isn’t shown as current.
Sources (2)
All captured Oct 16, 2026
Most Rewards Visa Credit Card
No annual fee. Variable APR based on Prime Rate and creditworthiness. Rewards program applies to purchases. Delinquent or over limit accounts not eligible. Bonus rewards points for new cardholders upon meeting purchase thresholds.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.00%–23.00% | None | Variable APR as of October 15, 2026. |
One more rate on its site comes from an older rate sheet (2023) and isn’t shown as current.
Sources (2)
All captured Oct 16, 2026
Shared Secured Visa Credit Card
No annual fee. Backed by the balance in FFCCU share (savings) account; credit limit is the amount on deposit. Variable rate based on Prime Rate and creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.25% | None | APR starts at 11.25% as of October 5, 2026. |
One more rate on its site comes from an older rate sheet (2023) and isn’t shown as current.
Sources (2)
All captured Oct 6, 2026
Who can join Firefighters Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Cuyahoga, Geauga, Lake, Lorain, Medina, Portage, or Summit County in Ohio.
Cost to join
- Opening a savings account requires an initial minimum deposit of $5 to establish membership.
Membership information collected October 5, 2026.