Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 76–90 of 134 in Michigan · median 9.99% APR
- 10.00%APRas low as · up to 14.88%
10.00% APR, up to 14.88%
Terms
Approval and actual rate offered are based on overall creditworthiness. Variable APR not tied to an index. No annual fee. No balance transfer fee; transfer higher-rate balances to your new card. No cash advance fee.
Credit card score 82 · Carrot Score 92
Rate checked · Credit cards rates on its site
More details - 10.49%APRas low as · up to 18.00%
10.49% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; tied to the U.S. Prime Rate.
Credit card score 81 · Carrot Score 86
Rate checked · Credit cards rates on its site
More details - 10.74%APRas low as
Terms
Variable APR for purchases based on Prime plus 3.74%. Rate will not exceed 24.99% APR.
Credit card score 81 · Carrot Score 97
Rate checked · Credit cards rates on its site
More details - 10.74%APRas low as · up to 21.74%
10.74% APR, up to 21.74%
Terms
Variable APR based on creditworthiness and Prime Rate.
Credit card score 81 · Carrot Score 82
Rate checked · Credit cards rates on its site
More details - 10.75%APRas low as
Terms
Rates as low as 10.75% APR. Subject to credit approval. Variable rates subject to change at any time. Must be 21 or older to apply.
Credit card score 81 · Carrot Score 81
Rate checked · Credit cards rates on its site
More details - 10.80%APRas low as · up to 13.02%
10.80% APR, up to 13.02%
Terms
25 Day Grace Period on Purchases. Rates range from 10.80%–13.02% APR based on creditworthiness.
Credit card score 80 · Carrot Score 70
Rate checked · Credit cards rates on its site
More details - 10.90%APRas low as · up to 14.90%
10.90% APR, up to 14.90%
Terms
Fixed-rate interest
Credit card score 79 · Carrot Score 82
Rate checked · Credit cards rates on its site
More details - 10.90%APRas low as
Terms
Low fixed rate with no annual fee. 25-day grace period on purchases.
Credit card score 79 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 10.90%APRas low as
Terms
Rates as low as 10.90% APR. Limits up to $20,000.00. No annual fee. Fixed rates. No balance transfer fees.
Credit card score 79 · Carrot Score 85
Rate checked · Credit cards rates on its site
More details - 10.90%APRas low as · up to 15.90%
10.90% APR, up to 15.90%
Terms
Subject to approval of credit application. Actual APRs will vary based on credit qualifications, amount, and term. Rates range from 0.00% to 15.90% APR. Membership/Participation Fee: No Annual Fee. Earn 1% Cash Back on Purchases.
Credit card score 79 · Carrot Score 76
Rate checked · Credit cards rates on its site
More details - 10.90%APRas low as
Terms
As low as 10.90%. Fixed interest rate. Maximum limit $8,000. Subject to credit approval.
Credit card score 79 · Carrot Score 78
Rate checked · Credit cards rates on its site
More details - 10.99%APRas low as
Terms
Non-variable fixed APR on purchases. Available credit limit $200 - $30,000. 25-day grace period on purchases. No annual fee. Rates based on credit score and underwriting requirements.
Credit card score 78 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - 10.99%APRas low as
Terms
Rates as low as 10.99% APR based on creditworthiness.
Credit card score 78 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 10.99%APRas low as
Terms
*Your individual rate (APR) will be determined based on your credit score.
Credit card score 78 · Carrot Score 72
Rate checked · Credit cards rates on its site
More details - 10.99%APRas low as
Terms
Variable rate as low as Prime plus 3.99% APR. Rate based upon creditworthiness and underwriting standards.
Credit card score 78 · Carrot Score 74
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Michigan
134 banks and credit unions · checked Nov 6–7
- Typical
- 9.99%
- Top 10% up to
- 8.90%
- Credit unions, typical
- 9.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Michigan
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Settlers Federal Credit UnionCredit union · 2 branches
- Great Lakes First Federal Credit UnionCredit union · 2 branches
- Dow Credit UnionCredit union · 2 branches