Credit union · NCUA insured
Cornerstone Community Financial Credit Union Credit Card Rates
Top CarrotCornerstone Community Financial Credit Union credit cards start at 10.00% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Cornerstone Community Financial Credit Union’s credit card rates compare
Compared with banks and credit unions near Detroit, MI, where Cornerstone Community Financial Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Cornerstone Community Financial Credit Union
10.00%APR
- Up to
- 14.88% APR
Visa Platinum
Lowest rate
Construction Federal Credit Union
6.87%APR
- Up to
- —
2nd-lowest rate
Polish-American FCU
6.90%APR
- Up to
- —
Cornerstone Community Financial Credit Union credit card score
81
Credit card score
Higher than 57% of U.S. banks and credit unions
- Purchase APRPurchase APR10.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Cornerstone Community Financial Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum
Approval and actual rate offered are based on overall creditworthiness. Our credit card rates are variable APRs and are not tied to an index. Rates are subject to change at any time. A 1% fee in U.S. dollars is assessed on foreign transactions.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.00%–14.88% | None | Approval and actual rate offered are based on overall creditworthiness. Variable APR not tied to an index. No annual fee. No balance transfer fee; transfer higher-rate balances to your new card. No cash advance fee. |
Sources (1)
- ccfinancial.com/borrow/visa-credit-cards · captured Oct 7, 2026
Visa Secured
With a Visa Secured, you make a cash deposit that serves as security for your credit amount. Your credit limit is then based upon your security deposit (110% of requested limit required to be held for security deposit). Approval and actual rate offered are based on overall creditworthiness. Rates are variable APRs not tied to an index.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.88% | None | 110% of requested limit required to be held for security deposit. Approval and actual rate offered are based on overall creditworthiness. Variable APR not tied to an index. No annual fee. |
Sources (1)
- ccfinancial.com/borrow/visa-credit-cards · captured Oct 7, 2026
Who can join Cornerstone Community Financial Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, regularly do business in, or attend school anywhere in the state of Michigan are eligible to join.
- Individuals who live, work, worship, regularly do business in, or attend school in Fulton, Henry, Lucas, Ottawa, Sandusky, or Wood County in Ohio are eligible to join.
Family and household
- Immediate family members of current Cornerstone members are eligible to join.
Cost to join
- To become a member, opening a Regular Savings account first is required.
Membership information collected October 5, 2026.