Credit union · NCUA insured
Downriver Community Federal Credit Union Credit Card Rates
Downriver Community Federal Credit Union credit cards start at 10.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Downriver Community Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Detroit, MI, where Downriver Community Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Downriver Community Federal Credit Union
10.99%APR
VISA Gold
Lowest rate
Construction Federal Credit Union
6.87%APR
2nd-lowest rate
Polish-American FCU
6.90%APR
Downriver Community Federal Credit Union credit card score
77
Credit card score
Higher than 44% of U.S. banks and credit unions
- Purchase APRPurchase APR10.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Downriver Community Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Gold
Your individual rate (APR) will be determined based on your credit score.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.99% | None | Your individual rate (APR) will be determined based on your credit score. |
Sources (1)
- downrivercu.com/rates · captured Oct 5, 2026
Who can join Downriver Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Wayne or Monroe Counties.
Cost to join
- Applying for membership requires opening a Prime Share Savings Account with a minimum deposit of $5.00.
Membership information collected October 5, 2026.