Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 166–172 of 172 in California · median 10.99% APR
- 15.48%APRas low as · up to 17.98%
15.48% APR, up to 17.98%
Terms
Standard variable APR varying based on the Prime Rate. Earns 1.5 points per $1 spent. Credit limit $500 to $20,000 (up to $25,000).
Credit card score 62 · Carrot Score 82
Rate checked · Credit cards rates on its site
More details - First California Federal Credit UnionVisa® Classic Credit Card · No annual fee
Credit union · 1 branch
15.49%APRas low asCredit card score 62 · Carrot Score 66
Rate checked · Credit cards rates on its site
More details - 15.74%APRas low as
Terms
Variable APR based on the Prime Rate for purchases, balance transfers, and cash advances.
Credit card score 61 · Carrot Score 78
Rate checked · Credit cards rates on its site
More details - 16.15%APRas low as
Terms
Variable rate for purchases after the twelfth month; adjusts with the market based on the Prime Rate. Rates subject to change monthly.
Credit card score 61 · Carrot Score 95
Rate checked · Credit cards rates on its site
More details - 16.90%APRas low as
Terms
Featured rate as low as stated. Rates Subject to Change.
Credit card score 61 · Carrot Score 86
Rate checked · Credit cards rates on its site
More details - 17.90%APRas low as
Credit card score 60 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - 18.74%APRas low as · up to 20.74%
18.74% APR, up to 20.74%
Terms
Variable APR based on Prime Rate plus a margin (18.74% or 20.74%).
Credit card score 60 · Carrot Score 85
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in California
172 banks and credit unions · checked Oct 30–31
- Typical
- 10.99%
- Top 10% up to
- 8.95%
- Credit unions, typical
- 10.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Star One Credit UnionCredit union · 6 branches
- America First Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches