Credit union · NCUA insured
Southland Credit Union Credit Card Rates
Southland Credit Union credit cards start at 18.74% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Southland Credit Union’s credit card rates compare
Compared with banks and credit unions near Los Angeles, CA, where Southland Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Southland Credit Union
18.74%APR
- Up to
- 20.74% APR
Visa Smart Card
Lowest rate
F&A Credit Union
6.90%APR
- Up to
- 14.50% APR
2nd-lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
Southland Credit Union credit card score
60
Credit card score
Higher than 1% of U.S. banks and credit unions
- Purchase APRPurchase APR18.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Southland Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Enjoy! Rewards Visa Platinum
Eligible for Enjoy! Rewards. Earn 1 point for every $1 spent. Maximum total unsecured limit of $25,000 (online application accepts max limit of $25,000, comment on application to request more). No annual fee. Visa Zero Liability coverage.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% introductory APR for 12 months on purchases, based on creditworthiness. Available on Platinum cards only. Not every applicant approved for Platinum card will qualify for intro rate. |
| Ongoing | 12.99%–15.99% | None | After introductory period, APR will be 12.99-15.99%, varying with the market based on the Prime Rate plus a margin. Balance transfer, cash advance, foreign transaction and other fees may apply. |
Sources (2)
All captured Oct 7, 2026
Visa Smart Card
Simple, no-frills credit card; does not earn rewards points. Applicants may qualify for maximum unsecured limit of $100,000 (online application accepts max limit of $25,000).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.74%–20.74% | None | Variable APR based on Prime Rate plus a margin (18.74% or 20.74%). |
Sources (2)
All captured Oct 7, 2026
Who can join Southland Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.