Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 16–30 of 83 in Los Angeles, CA metro · median 11.90% APR
- 9.90%APRas low as
Terms
Credit line $10,000 – $25,000. Fixed rate.
Credit card score 84 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed APR As low as 9.90%. Final rate based on creditworthiness.
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Starting at 9.9% APR for purchases. 25-day interest grace period on purchases.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
APR as low as 9.90%. Credit limit $5,000 - $25,000. View/redeem reward points in Digital Banking > Visa Rewards.
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
No interest for the first 25 days. Minimum payment is only 3.0% of the outstanding balance. Limit up to $10,000.
Credit card score 84 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 18.00%
9.90% APR, up to 18.00%
Terms
Annual Percentage Rate for Purchases. Rate differential based on credit score.
Credit card score 84 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Terms
Best rate for excellent credit. Rate is based on approved credit determined by managed-risk program and may vary depending on creditworthiness.
Credit card score 83 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as · up to 17.99%
9.99% APR, up to 17.99%
Terms
As low as 9.99% UP TO 17.99% APR. Maximum credit limit $30,000.
Credit card score 82 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; tied to the U.S. Prime Rate.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - Long Beach City Employees Federal Credit UnionSimple Credit Card · No annual fee
Credit union · 1 branch
10.25%APRas low as · up to 18.00%10.25% APR, up to 18.00%
Terms
Regular purchase APR is variable (10.25% to 18.00%) and subject to credit approval based on underwriting factors.
Credit card score 81 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 10.49%APRas low as · up to 18.00%
10.49% APR, up to 18.00%
Terms
Variable APR based on Prime Rate (10.49% to 18.00%) for purchases, balance transfers, and cash advances depending on creditworthiness. Maximum credit limit up to $50,000. No annual fee.
Credit card score 81 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 10.49%APRas low as · up to 18.24%
10.49% APR, up to 18.24%
Terms
Variable APR based on the Prime Rate. Rate determined by creditworthiness and individual qualifications. Applies to purchases, balance transfers, and cash advances. 25-day grace period on purchases.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - American Airlines Federal Credit UnionVisa Platinum Low Rate · No annual fee
Credit union · 2 branches
10.50%APRas low as · up to 18.00%10.50% APR, up to 18.00%
Terms
Variable APR for purchases and cash advances based on creditworthiness and the Prime Rate.
Credit card score 81 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 10.65%APRas low as · up to 17.65%
10.65% APR, up to 17.65%
Terms
APR is based on creditworthiness at the time account is established and will vary with the market based on the Prime Rate. Estimated payment 3% of balance. Maximum loan amount $50,000.
Credit card score 81 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 10.65%APRas low as · up to 20.40%
10.65% APR, up to 20.40%
Terms
Rates schedule APR for Purchases: 10.65% (table) / 10.40% to 20.40% (caption), when you open your account, based on creditworthiness. Variable with market based on Prime Rate. $0 annual fee.
Credit card score 81 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Los Angeles, CA metro
83 banks and credit unions · checked Oct 16–22
- Typical
- 11.90%
- Top 10% up to
- 8.91%
- Banks, typical
- 17.24%
- Credit unions, typical
- 11.49%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Los Angeles, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches
- Downey Federal Credit UnionCredit union · 2 branches