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Compare Bank & Credit Union Rates

Best credit card rates, lowest APRs

Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.

Institution
Location
In Boston, MA-NH metro

Top credit card rates

Showing 31–37 of 37 in Boston, MA-NH metro · median 10.74% APR

  1. Top Carrot, Carrot Score 89
    Ukrainian Federal Credit UnionUFCU Everyday Rewards Visa Card · No annual fee

    Credit union · 1 branch

    13.50%APRas low as · up to 18.00%
  2. St. Mary's BankVisa® Platinum Standard · No annual fee

    Credit union · 3 branches

    13.70%APRas low as · up to 18.70%
  3. First Citizens BankSmart Option Credit Card · No annual fee

    Bank · 5 branches

    13.74%APRas low as · up to 22.74%
  4. M&T BankM&T Visa Credit Card · No annual fee

    Bank · 51 branches

    13.74%APRas low as · up to 20.74%
  5. Jeanne D'Arc Credit UnionMoneyStrong Build Visa® Credit Card · No annual fee

    Credit union · 9 branches

    18.00%APRas low as
  6. ChaseChase Freedom Rise Credit Card · No annual fee

    Bank · 88 branches

    18.49%APRas low as · up to 27.99%
  7. Bangor Savings Bankeverblue® Cash Back Plus Mastercard® · No annual fee

    Bank · 3 branches

    19.49%APRas low as · up to 27.49%

Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank

What credit cards charge in Boston, MA-NH metro

37 banks and credit unions · checked Oct 15–22

Typical
10.74%
Top 10% up to
8.90%
Banks, typical
13.74%
Credit unions, typical
10.50%

How does your bank’s rate compare?

Find your bank or credit union to see all its rates and how they compare near you.

Boston, MA-NH metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Hanscom Federal Credit UnionCredit union · 13 branches
  2. USALLIANCE FinancialCredit union · 1 branch
  3. The Village BankBank · 10 branches
See all ranked institutions