Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 16–30 of 37 in Boston, MA-NH metro · median 10.74% APR
- 9.99%APRas low as
Terms
Non-variable rate for Cash Advance and Purchases.
Credit card score 82 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Purchase APR: Prime + 2.99%.
Credit card score 73 · Carrot Score 63
Rate checked · Credit cards rates on its site
Rates and branches - American Airlines Federal Credit UnionVisa Platinum Low Rate · No annual fee
Credit union · 2 branches
10.50%APRas low as · up to 18.00%10.50% APR, up to 18.00%
Terms
Variable APR for purchases and cash advances based on creditworthiness and the Prime Rate.
Credit card score 81 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - First Tech Federal Credit UnionChoice Rewards World Mastercard · No annual fee
Credit union · 13 branches
10.74%APRas low as · up to 18.00%10.74% APR, up to 18.00%
Terms
Purchase APR is 11.75% to 18.00% when you open your account, based on creditworthiness. Variable rate adjusts monthly by adding a margin of 3.74% to 18.00% to Prime Rate. Maximum APR will not exceed 18.00%. No annual fee. Earn 20,000 bonus points when you spend $3,000 in the first 60 days.
Credit card score 80 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Credit card score 79 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - New England Teamsters Federal Credit UnionVISA® Platinum Credit Card · No annual fee
Credit union · 1 branch
10.99%APRas low aswith conditionsThis rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
APR listed is based on credit history and credit score. APR quoted reflects a 1.00% discount for payroll deduction and automatic payment from a NETFCU account. Other rates and terms may be available. Rates subject to change without notice.
Credit card score 77 · Carrot Score 67
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as · up to 20.75%
11.75% APR, up to 20.75%
Terms
Credit limit up to $20,000 ($500 minimum credit limit). No balance transfer fee; no application fee.
Credit card score 74 · Carrot Score 90
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as · up to 18.00%
11.90% APR, up to 18.00%
Terms
Variable APR based on creditworthiness. No annual fee.
Credit card score 73 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Rates shown are lowest possible rates currently offered; other rates available based on credit profile and loan terms. Minimum payment is 2.5% of outstanding balance or $15.00, whichever is greater. Same low rate for purchases, balance transfers, and cash advances.
Credit card score 72 · Carrot Score 99
Rate checked · Credit cards rates on its site
Rates and branches - Stoneham Municipal Employees Federal Credit UnionVisa Platinum "First Time" Credit Card Owners · No annual fee
Credit union · 4 branches
11.99%APRas low asTerms
Revolving credit; limit up to $300; cash advances @ 13.99%; Requirements: 18 years or older, full-time employment for 90 days, no credit history (excluding student loans)
Credit card score 72 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 12.49%APRas low as
Terms
Rates are variable and determined by overall creditworthiness. APR as low as 12.49%. Monthly payment $25.00 per $1,000.
Credit card score 70 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 12.49%APRas low as · up to 18.00%
12.49% APR, up to 18.00%
Terms
Rate options: 12.49%, 12.74%, 14.74%, or 18.00% based on creditworthiness. Applies to purchases, balance transfers, and cash advances. Variable APR based on Prime Rate.
Credit card score 70 · Carrot Score 97
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as · up to 17.74%
12.74% APR, up to 17.74%
Terms
Variable APR based on creditworthiness for purchases, adjusted on first day of each billing cycle by adding 5.74%, 8.74%, or 10.74% margin to The Wall Street Journal Prime Rate as published on the last business day of preceding calendar month. Maximum rate is 18.00% APR.
Credit card score 69 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as
Terms
Variable rate. APR as low as 12.74%. No balance transfer or cash advance fees.
Credit card score 69 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Fixed interest rate for all purchases and cash advances. $0.50 minimum finance charge, 25 day grace period.
Credit card score 67 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Boston, MA-NH metro
37 banks and credit unions · checked Oct 15–22
- Typical
- 10.74%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.74%
- Credit unions, typical
- 10.50%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Boston, MA-NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 13 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches