Compare Bank & Credit Union Rates
Best credit card rates in Tennessee
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 46–60 of 80 in Tennessee · median 10.90% APR
- 11.75%APRas low as · up to 18.00%
11.75% APR, up to 18.00%
Terms
Variable APR for purchases based on creditworthiness, not to exceed 18.00%. $0 balance transfer fee.
Credit card score 74 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as
Terms
Revolving term / up to $25,000 credit limit. No annual cash advance or balance transfer fee. Minimum monthly payment is 2% of outstanding balance or $25.00. 25-day grace period on purchases.
Credit card score 74 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 23.99%
11.99% APR, up to 23.99%
Terms
Credit Card APR may vary and is determined by adding margin (4.99% to 16.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month.
Credit card score 72 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Low fixed rate.
Credit card score 72 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as
Terms
Credit Score: 850-750. Monthly payment must pay interest due and reduce principal balance by 5% (approximately an 18-month amortization).
Credit card score 72 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as
Terms
APR is based on credit score.
Credit card score 72 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as
Terms
Credit score 720 and above.
Credit card score 72 · Carrot Score 61
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as
Terms
Revolving credit line ($5,000 min, $15,000 max). No annual fee. No cash advance or balance transfer fees.
Credit card score 72 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as
Terms
Standard APR as low as 12.00%. No annual fee, no balance transfer fee, no application fee.
Credit card score 72 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 12.15%APRas low as
Credit card score 71 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 12.40%APRas low as
Terms
Non-Rewards Tier 1 regular purchase APR
Credit card score 71 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 12.75%APRas low as · up to 29.95%
12.75% APR, up to 29.95%
Terms
All loans subject to approval. Rates and terms based on individual's credit score and qualifications. Rates and terms subject to change. No annual fee. Credit limits starting at $300.
Credit card score 69 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Limited up to $7500.00.
Credit card score 67 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Credit card score 67 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 12.99%APRas low as
Terms
Fixed purchase APR as low as 12.99%. No annual fee, no balance transfer fee, and no cash advance fee.
Credit card score 67 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Tennessee
80 banks and credit unions · checked Oct 15–22
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 14.00%
- Credit unions, typical
- 10.24%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Tennessee
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 24 branches
- LGWFCUCredit union · 1 branch
- Bowater Credit UnionCredit union · 5 branches