Compare Bank & Credit Union Rates
Best credit card rates in Pennsylvania
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 31–45 of 163 in Pennsylvania · median 10.24% APR
- 9.49%APRas low as
Terms
Variable APR as low as 9.49%. Rate varies based on creditworthiness.
Credit card score 87 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 9.50%APRas low as
Terms
As low as APR. Credit limit and rate may vary depending on credit score.
Credit card score 87 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.50%APRas low as
Terms
Earn REWARDS
Credit card score 87 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 9.50%APRas low as
Terms
Fixed rate; revolving term. Rates based on approved credit and individual creditworthiness.
Credit card score 87 · Carrot Score 67
Rate checked · Credit cards rates on its site
Rates and branches - 9.50%APRas low as
Terms
Standard purchases APR and cash advance APR; 25-day grace period; no cash advance fee.
Credit card score 87 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 9.50%APRas low as
Terms
Over $5,000 credit limit. Membership required. Subject to credit approval.
Credit card score 87 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.50%APRas low as
Terms
Fixed interest rate on purchases, cash advances, and balance transfers. No balance transfer fee, cash advance fee, or foreign transaction fee. Includes CU Rewards Program.
Credit card score 87 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - Timberland Federal Credit UnionTimberland FCU Visa Credit Card · No annual fee
Credit union · 4 branches
9.73%APRas low asTerms
As low as 9.73% APR. No annual fee. No application fee. 25-day grace period on purchases. Subject to credit qualifications.
Credit card score 87 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.74%APRas low as
Credit card score 87 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Grace period of 25 days on purchases if previous balance paid in full.
Credit card score 84 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Minimum monthly payment is 3% of balance. Maximum credit limit $8,000. Revolving term.
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Grace period of at least 25 days after the close of each billing cycle to avoid paying interest on purchases if entire balance is paid by due date.
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Must maintain a share account with the credit union. Student members of the credit union can apply for a Visa card with a maximum of $1,000 with a parental co-signer.
Credit card score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed APR As low as 9.90%. Final rate based on creditworthiness.
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Pennsylvania
163 banks and credit unions · checked Oct 16–22
- Typical
- 10.24%
- Top 10% up to
- 8.90%
- Banks, typical
- 15.49%
- Credit unions, typical
- 9.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch