Compare Bank & Credit Union Rates
Best credit card rates in New York
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 61–75 of 138 in New York · median 10.50% APR
- 9.99%APRas low as
Terms
Purchase APR for purchases at Bass Pro Shops and Cabela's.
Credit card score 82 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Non-variable APR. Same low rates on all purchases, including cash advances. No fee balance transfers. No annual fee. Rate based on creditworthiness.
Credit card score 82 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Open end term. Variable Rate; APR will vary with the market based on Prime. Rate reflects the lowest rate available on approved credit as determined by the credit-worthiness of each applicant. 1% rebate on net retail purchases. No application fee, no annual fee, no balance transfer fees, no cash advance fees.
Credit card score 82 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 10.00%APRas low as · up to 13.25%
10.00% APR, up to 13.25%
Terms
Fixed APR of 10.00%-13.25% based on credit score. No annual fee and no balance transfer fee.
Credit card score 81 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 10.20%APRas low as
Terms
Rates and limits are based on Credit Score. Non-variable rate.
Credit card score 81 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; tied to the U.S. Prime Rate.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.25%APRas low as · up to 18.00%
10.25% APR, up to 18.00%
Terms
APR determined upon account opening based on creditworthiness, then varies with market based on Prime Rate. Applies to purchases, balance transfers, and cash advances.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.45%APRas low as
Credit card score 81 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - Greater Metro Federal Credit UnionPlatinum Mastercard® Credit Card · No annual fee
Credit union · 2 branches
10.49%APRas low as · up to 16.49%10.49% APR, up to 16.49%
Terms
As low as 10.24% APR. Rates based on 3.49% – 9.49% above the Prime Lending Rate as published by The Wall Street Journal.
Credit card score 81 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - American Airlines Federal Credit UnionVisa Platinum Low Rate · No annual fee
Credit union · 4 branches
10.50%APRas low as · up to 18.00%10.50% APR, up to 18.00%
Terms
Variable APR for purchases and cash advances based on creditworthiness and the Prime Rate.
Credit card score 81 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 10.50%APRas low as
Terms
Rates starting at 10.5%. Rates based on creditworthiness and term of loan.
Credit card score 81 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 10.65%APRas low as · up to 20.40%
10.65% APR, up to 20.40%
Terms
Rates schedule APR for Purchases: 10.65% (table) / 10.40% to 20.40% (caption), when you open your account, based on creditworthiness. Variable with market based on Prime Rate. $0 annual fee.
Credit card score 81 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as
Credit card score 80 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.80%APRas low as
Terms
25 days grace period for retail purchases; Finance charge on average daily unpaid balance; APR may be lowered or increased with 90 days notice
Credit card score 80 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Fixed interest rate.
Credit card score 79 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in New York
138 banks and credit unions · checked Oct 16–22
- Typical
- 10.50%
- Top 10% up to
- 8.42%
- Banks, typical
- 17.12%
- Credit unions, typical
- 10.22%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
New York
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ontario Shores FCUCredit union · 5 branches
- Quorum Federal Credit UnionCredit union · 1 branch
- SJP Federal Credit UnionCredit union · 1 branch