Compare Bank & Credit Union Rates
Best credit card rates in New York
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 46–60 of 138 in New York · median 10.50% APR
- 9.50%APRas low as
Terms
Fixed interest rate. Includes a 25-day grace period.
Credit card score 87 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.50%APRas low as
Terms
Minimum credit limits starts at $8,000
Credit card score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Same rate for cash advance
Credit card score 84 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 18.00%
9.90% APR, up to 18.00%
Terms
9.90 - 18.00% APR thereafter on purchases.
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - Finger Lakes Health Care Federal Credit UnionVisa Credit Cards · No annual fee
Credit union · 1 branch
9.90%APRas low asTerms
Credit tier A+ (credit score 760 and above).
Credit card score 84 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Low non-variable interest rates. 25-day grace period. No cash advance fees.
Credit card score 84 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
APR as low as stated. Maximum Term / limit: $5,000 minimum. No balance transfer fees, no cash advance fees, low fixed rate options, no annual fees. Rates reflect all relationship discounts.
Credit card score 84 · Carrot Score 99
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
9.9% fixed APR on purchases and cash advances. 25-day grace period on purchases. No annual fee or cash advance fee. 1% Foreign Transaction Fee.
Credit card score 84 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - Special Metals Federal Credit UnionVISA Platinum Credit Cards · No annual fee
Credit union · 1 branch
9.90%APRas low asTerms
Lowest rates based on "A" credit rating. Rates subject to change without notice. NO ANNUAL FEE!! NO BALANCE TRANSFER FEES!
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - Town of Hempstead Employees Federal Credit UnionVisa Preferred · No annual fee
Credit union · 2 branches
9.90%APRas low asCredit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - Van Cortlandt Cooperative Federal Credit Union (VCCFCU)The VISA Classic · No annual fee
Credit union · 1 branch
9.90%APRas low asTerms
25 days grace period on purchases if balance is paid in full monthly. No transaction fee for purchases.
Credit card score 84 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Terms
Fixed rate with a 25-day grace period and no annual fee. Subject to credit approval.
Credit card score 83 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - Utica District Telephone Employees Federal Credit UnionVisa® Credit Card · No annual fee
Credit union · 1 branch
9.95%APRas low asTerms
Rate applies to purchases. No annual fee. Earns ScoreCard Bonus Points. Applications/increase requests subject to approval.
Credit card score 83 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Rate is offered to the most credit-worthy borrowers. Actual rate may vary based on creditworthiness. No teaser rate. No annual fee, no cash advance fee, no balance transfer fee.
Credit card score 82 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Fixed rate. $0 balance transfer fee. Subject to credit approval and membership eligibility.
Credit card score 82 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in New York
138 banks and credit unions · checked Oct 16–22
- Typical
- 10.50%
- Top 10% up to
- 8.42%
- Banks, typical
- 17.12%
- Credit unions, typical
- 10.22%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
New York
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ontario Shores FCUCredit union · 5 branches
- Quorum Federal Credit UnionCredit union · 1 branch
- SJP Federal Credit UnionCredit union · 1 branch